This is why I got out of this profession

[Ariba]

I don't shop as shi** Walmart selling Chinese-made crap and I buy certified organic, which typically does not use cheap labor from :"illegals" I choose to pay more for a number of things.

You probably never used Amazon either. As far as "CHINESE-MADE CRAP" that is just a stupid statement. Have you bought anything lately these days. Everything you tough these days has some component in from China. Also, you didn't mention Home Depot.

 

[Dublin ohio]

You probably never used Amazon either. As far as "CHINESE-MADE CRAP" that is just a stupid statement. Have you bought anything lately these days. Everything you tough these days has some component in from China. Also, you didn't mention Home Depot.

The car she drives. No matter where made will have some Chinese made electronic components. Same with just about everything that uses a chip. As far as certified organic goes. Organic farming is labor intensive. The small local organic farms may not use "illegals". But organic farming does have a number of large suppliers. Corporate farms. I am guessing that the larger operations are no different than non organic operations.

 

[Zee_in_AZ]

The car she drives. No matter where made will have some Chinese made electronic components. Same with just about everything that uses a chip. As far as certified organic goes. Organic farming is labor intensive. The small local organic farms may not use "illegals". But organic farming does have a number of large suppliers. Corporate farms. I am guessing that the larger operations are no different than non organic operations.

And those "Organic" labels don't mean anything most of the time. Unless you go to a farmer's market and actually know how the food was grown you're not getting pure organic. That's a label they put on foods to charge a premium.

 

[glenn walker]

Oh please, give us the name the AMC you shill for?

nobody was held hostage, zillions a record number of loans closed with appraisals, the mortgage lenders will remember that time as their last big boom rich time to and wish they had that tiny problem back of waiting a few days or in some cases paying a bit more to get the appraisal done

Appraisers were swamped and so they could not deliver as fast as normal, so what everybody who wanted to refinance or buy got to do it, as far as "high" fees that was true in some cases but everyone else in RE was charging high commissions or fees.

The lenders will not benefit from any tech advances wrt valuations because very other lender will have the same so they will all be equal and then they still have to compete out there for a shrinking or stalled market of people taking loans. The real problem for lenders is not how fast or cheap a valuation is, they can be free and in one minute done and it won't help a lender who does not have enough volume due to interest rates or over-competition from other lenders -

Fannie & Freddy Data showed that 40% of all appraisals were done using "waivers and or Exterior only 1004s in the final year of Covid-19

 

[J Grant]

You probably never used Amazon either. As far as "CHINESE-MADE CRAP" that is just a stupid statement. Have you bought anything lately these days. Everything you tough these days has some component in from China. Also, you didn't mention Home Depot.

who cares, the topic is apprisal and appraisals are a professional service, not mass-market goods like sold on Amazon or Anwyere for that matter.

And the special circumstance about lender appraisals and who chooses them and that the AMC's are the segment fee shopping is another facet of it

 

[J Grant]

Fannie & Freddy Data showed that 40% of all appraisals were done using "waivers and or Exterior only 1004s in the final year of Covid-19

Well, we are done with that and the latest survey GH posted several times shows a far lower amount - 11% in some categories are you deliberately posting old info?

 

[J Grant]

And those "Organic" labels don't mean anything most of the time. Unless you go to a farmer's market and actually know how the food was grown you're not getting pure organic. That's a label they put on foods to charge a premium.

another diversion into idiocy since appraisals are not a product or consumer good doesn't take much does it..

 

[DWiley]

Fannie & Freddy Data showed that 40% of all appraisals were done using "waivers and or Exterior only 1004s in the final year of Covid-19

Did you happen to notice that during that same time frame a record number of appraisal reports were also ordered, resulting in the highest volume of appraisal work ever?

 

[J Grant]

Fannie & Freddy Data showed that 40% of all appraisals were done using "waivers and or Exterior only 1004s in the final year of Covid-19

I am not a fan of ext or waivers but to be fair there was a health and safety reason for them during covid - now that is gone of course as a rationale but the % of waivers also looks lower, still, not a favorable development

 

[glenn walker]

You probably never used She like me is a Heeb Amazon either. As far as "CHINESE-MADE CRAP" that is just a stupid statement. Have you bought anything lately these days. Everything you tough these days has some component in from China. Also, you didn't mention Home Depot.

Ariba are you also a Yenta ?