Appraiser Bias Education

[George Hatch]

In my view appraisers should expand their consideration of why this requirement is being added. It's not all about you. It's more about legal liability and social/political liability. About isolating the responsibility for the alleged offense to the actual offender and cutting off the ability of the claimants to extend their accusations and extend the legal liability to the deep-pockets of the State.

There are at least three liability-related aspects of requiring course of any kind. Maybe more.

- To demonstrate that the State met their responsibility to require the exposure​

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- To demonstrate that the individual actually did get exposed to the material and cannot reasonably claim ignorance of that material.​

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- To actually train the individual on the material.​

In the event there's a complaint thereafter, the state can't be accused of complicity or negligence because they did their part, and the individual cannot claim they weren't trained in the material.

 

[TooMuchCoffeeGirl]

I just finished my 4 hr "required" class. They ran out of topics or information after 2 hours and the remainder was all USPAP. NYS still states 28 hours every 24 months, then gives you the opportunity to pay them $ 330. just to keep working.

I've heard the same from others. Sick.

 

[djd09]

they have made all appraisers thought criminals...buy the book take the class snake oil salesmen

 

[TooMuchCoffeeGirl]

You should HAVE to do even more hours on racism, yearly because we are so bad the recidivism for us horrible damaging racist appraisers. Well the pull is very strong to be bad so the leash on us should be short otherwise, 7 hour class, within months we'd all slide back to dumping values left and right on POC just cuz, right ? /s Personally, I was so tremendously insulted and pissed on the two inspections where i was handed comps ( that were not comps ) told to hit a certain very high value or else a racism/bias complaint would be filed. Blew my mind. Obviously I did not complete the appraisals. that was nearly 3 years ago.

I'm not enough of a frequent flyer here to tie sarcasm to the poster (I suck on X too ). Correct me if I'm wrong but I'm guessing your first couple sentences are sarcasm but Personally..." forward was sincere. I get being 100% po'd. The only thing I'd do differently is that I'd complete the appraisals and include a very lengthy discussion of how I considered the suggested "comparables" and how they weren't reasonable.

 

[TooMuchCoffeeGirl]

TAF is your enemy and needs to be abolished. This is all about making more money for them and their cronies. Continuing “education “ is another joke to make stupid people wealthy. You can fight back or grab the ankles and assume the position. In Florida at least it looks the state boards (another sham ) will be a thing of the past.

Totally agree on TAF. I'm close enough (Baltimore) to try to get on the board with a reasonable commute. I'd probably have a good chance of being accepted but I don't know, at this stage of my life, that I have the wherewithal to be Norma Rae or Don Quixote. I'd love to see state boards go by the wayside. I don't see it happening. I'll keep an eye on FL regs. I work for the federal gov't so I can be licensed anywhere. I'll move mine to FL if it means I escape this crap.

 

[Terrel L. Shields]

I'm Pollyanna at the party thinking we should all be excited to learn new things or refresh our memories on those aspects of appraisal that we might not use everyday but should still know.

check my thread on Cash Equivalency. Mention to any appraiser and get the old wild eyed look...




now. Go find a Cash Equivalent Value CE class

 

[TooMuchCoffeeGirl]

The fact is... many appraisers exhibit bias in the way they work. Do you use any rules of thumb? That's called heuristic bias. Do you look at the purchase contract before you develop your opinion of value? Might lead to confirmation bias? On and on.. there are a lot of forms of bias. The claim of systematic racism among appraisers doesn't seem to be well supported however, it's one of those things where just making the claim gives it credence.

How does one troll more than one posts....
That's some math....

As woke as some believe me to be....
I maybe the only one here that admits to having bias....
The rest of you are free of bias....

I just find it fascinating that folks are so put off having to take a 7 hour course every 2 years to continue earning an income....

It's not about being "put off" for taking any number of hours, it's being forced to take 7 hours (or 4 thereafter) on DEI bull biscuits. If an appraiser is adhering to USPAP, they are affirming that they are completing the assignment without bias. If an appraiser is exhibiting bias, address that specific person/assignment. Why the entire universe of appraisers pay for their ignorance and, in doing so, unjustly imply that the profession, as a whole, is inherently racist?!?!? All to satisfy a small number of the vocal outraged who think that the racial occupancy of a property has something to do with value. BULL BISCUITS.

 

[TooMuchCoffeeGirl]

check my thread on Cash Equivalency. Mention to any appraiser and get the old wild eyed look...

View attachment 99587


now. Go find a Cash Equivalent Value CE class

Completely agree. I just took the Appraisal Institute's course on Artificial Intelligence. I'm not someone who sings the praises of the Appraisal Institute, but this was a really good course. AI is changing so rapidly that I'd like to take the course or a course update every cycle. There are so many things changing technologically that impact residential and commercial value, but if the TAF is sucking the life out of us to take nonsensical courses.... where does that leave us?

 

[ucbruin]

It's not about being "put off" for taking any number of hours, it's being forced to take 7 hours (or 4 thereafter) on DEI bull biscuits. If an appraiser is adhering to USPAP, they are affirming that they are completing the assignment without bias. If an appraiser is exhibiting bias, address that specific person/assignment. Why the entire universe of appraisers pay for their ignorance and, in doing so, unjustly imply that the profession, as a whole, is inherently racist?!?!? All to satisfy a small number of the vocal outraged who think that the racial occupancy of a property has something to do with value. BULL BISCUITS.

If that's the case....
Why even have USPAP....

 

[TooMuchCoffeeGirl]

I will tell you that I took this course and it went way back to the Civil War. I sure learned a lot that was applicable to today’s appraisals. Honestly I think they are running out of ways to educate us. Any appraiser with common sense is going to be cautious in today’s world. A seven hour mandatory course is nonsensical.

You're the first I've heard saying that they learned a lot. What I typically hear is that there's not enough content to fill even the 4-hour course, so it's back to USPAP. If bias is something that needs to be covered in depth, bake it into the 7-hour USPAP refresher.