What condition rating

[Fernando]

average is awesome...

Stop having low standards.

 

[glenn walker]

Most working appraisers in the lending work realm where it matters can agree on what a C-1 is
Only the incompetent or arrogant or stubborn ones don't- why any of them are hired is another matter.

I agree but there is a problem and maybe it's not that way with the newer younger one's or ones trained by the larger AMCs and Lenders.

The fact is that it doesn't matter if they agree as there is no option to disagree.

Independent fee goes both ways and like free speech you can say what you want but you also may lose your job. In the GSE lender world you can think their rating system sucks, but they can also remove you from their panels. Choose which Hills you want to die on carefully.

 

[Joe Flacco]

Those cabinets are definitely not 2010's. Nobody puts 90's countertops on 2010's cabinets. And nobody is doing shaker cabinets with 5" rail and stile in the 2010's.

It's definitely a 90's or early 2000's kitchen. It's kind of like a contemporary twist on shaker cabinets that aged badly.

 

[djd09]

Stop having low standards.

quit being a lap dog...write your own ratings

 

[Joe Flacco]

Classic shaker cabinets are like 2"-2.5" rails and stiles.

What is popular these days are the slim shaker style doors and those are around .5" to 1" rails and stiles

 

[Fernando]

Those cabinets are definitely not 2010's. Nobody puts 90's countertops on 2010's cabinets. And nobody is doing shaker cabinets with 5" rail and stile in the 2010's.

It's definitely a 90's or early 2000's kitchen. It's kind of like a contemporary twist on shaker cabinets that aged badly.

So the kitchen is at least 20 years old. That's average condition after wear and tear.

 

[chad hampton]

Damn, I like that kitchen.

You should see the C4 kitchens where I live.

 

[Overimprovement]

Classic shaker cabinets are like 2"-2.5" rails and stiles.

What is popular these days are the slim shaker style doors and those are around .5" to 1" rails and stiles

So you gauge condition by what is popular today? You know you can still buy new shag carpet and bell bottom pants right? And laminate flooring. And corian counters. And sometimes Q4 components go into an otherwise Q3 home. And vice versa. As pointed out, functional utility has its own line on the form

To the C1 question...what about a newly built home that has sat vacant through 3 MONTHS of a Florida summer with thunderstorms every day? And has been shown 100 times? 2 months? No one is daring to answer where their cutoff is because they know the answer is SUBJECTIVE. WHICH IS EXACTLY THE FLAW IN UAD.

 

[glenn walker]

Right or wrong their are some Hills not worth dying on.

 

[J Grant]

So you gauge condition by what is popular today? You know you can still buy new shag carpet and bell bottom pants right? And laminate flooring. And corian counters. And sometimes Q4 components go into an otherwise Q3 home. And vice versa. As pointed out, functional utility has its own line on the form

To the C1 question...what about a newly built home that has sat vacant through 3 MONTHS of a Florida summer with thunderstorms every day? And has been shown 100 times? 2 months? No one is daring to answer where their cutoff is because they know the answer is SUBJECTIVE. WHICH IS EXACTLY THE FLAW IN UAD.

What you call subjective is the flexibility to see when a situation is unusual and adapt it, which is not a flaw. A vacant home not protected with thunderstorms, if it were shown multiple times and for some reason the combination caused visible deterioration, would lose its C1 rating. In which case, an explanation and photos would back it up. I fail to see how that is subjective. That said, there will be occasions when an appraiser's conclusions could differ, but in most cases, it should be the same, and a reason provided in the cases where two appraisers' opinions would differ. One appraise typically would present better reasoning and evidence why they made a better call. At least the ratings offer a benchmark .