• Welcome to AppraisersForum.com, the premier online  community for the discussion of real estate appraisal. Register a free account to be able to post and unlock additional forums and features.

Clickforms 3.6 UAD

Tom4value

Senior Member
Joined
Dec 4, 2016
Professional Status
Certified Residential Appraiser
State
Massachusetts
Any Clickforms users hear when they will have the new software?
 
April I believe. If it works as they claim, it will be superior to others.

I have no idea why the GSEs are willing to trust AI filling out a form based on wildly inaccurate and random MLS data, or lidar sketches that are typically 5-10% incorrect, but if that's what they want, that's what they'll get.
 
I have no idea why the GSEs are willing to trust AI filling out a form based on wildly inaccurate and random MLS data, or lidar sketches that are typically 5-10% incorrect, but if that's what they want, that's what they'll get.
Better a bad AI, that a good appraiser. Well, price wise at least. Do we need a AI USPAP now.
 
Even if an appraiser uses an AI- or computer-driven product to populate data or identify comps, the appraiser should still manually review the MLS photos and verify and analyze the comps. That is the time-consuming part. Shaving off minor increments of time as if we are in a timed sprint should not be the goal of appraising; however, it becomes the goal when fee predation is in play

USPAP has a section regarding computer output, such as an AVM, ( see below )
 
The Uniform Standards of Professional Appraisal Practice (USPAP) permits the use of Automated Valuation Models (AVMs) and other computer-assisted tools, provided the appraiser adheres to strict ethical and competence standards, according to Advisory Opinion 18 (AO-18) and Advisory Opinion 37 (AO-37). An appraiser cannot simply rely on the output of technology without understanding that the output is credible.
orking RE Magazine +2
USPAP Compliance and Computer Use
  • AVM as a Tool: USPAP treats AVMs as a tool to assist in the valuation process, not as a replacement for the appraiser's judgment. The output of an AVM is not, by itself, an appraisal.
  • Competency Rule: Before using an AVM, an appraiser must have the knowledge and experience to understand the model's suitability and limitations.
  • Scope of Work Rule: The appraiser is responsible for determining if using an AVM is appropriate for the assignment, given the intended use.
  • Confidentiality: Appraisers must ensure that using AI or automated tools does not violate confidentiality rules (e.g., feeding confidential client data into a public chatbot).
  • Credibility: If an appraiser uses an AVM in an assignment, they must believe the output is credible and supportable.
    orking RE Magazine +3
Key USPAP Guidance (AO-18 & AO-37)
  • Advisory Opinion 18 (AO-18): Specifically addresses the "Use of an Automated Valuation Model (AVM)," emphasizing that while AVMs can be used to develop an appraisal, they do not replace the appraiser's professional accountability.
  • Advisory Opinion 37 (AO-37): Addresses "Computer Assisted Valuation Tools," clarifying that appraisers are responsible for the entire valuation process, even if they use software for analysis.
    orking RE Magazine +1
Proposed Technological Updates (2026)
The Appraisal Standards Board (ASB) is updating guidance to address AI and machine learning through a proposed Advisory Opinion 41 (AO-41), which would replace AO-18 and AO-37. This proposed guidance emphasizes that technology tools cannot "comply with USPAP"—only the appraiser can.
siness Valuation Resources +1
Key Takeaway
Appraisers can use computers to analyze market data, but they cannot use them as a shield from scrutiny. They must "own" the results of their analysis, whether it was assisted by a computer or not.
datamasterusa.com +1
 
"should". yes, but that's not how these "GSE approved" software apps are being marketed.
 
Don't really need an AO to understand that an abacus or a calculator cannot comply with USPAP. Only an appraiser can comply. Also don't need an AO to understand that you cannot assert competence in a valuation where the tool is doing something the appraiser doesn't understand. How can you know the outcome is reasonable if you don't understand it?
 
Last edited:
Find a Real Estate Appraiser - Enter Zip Code

Copyright © 2000-, AppraisersForum.com, All Rights Reserved
AppraisersForum.com is proudly hosted by the folks at
AppraiserSites.com
Back
Top