Has Anyone Completed A 3.6 Yet

[chad hampton]

The only way this new form will be easier to read is if it’s 1 page instead of the current 2 pages.

 

[CGinMN]

One thing I learned very quickly using different softwares is that the more clicks and mouse moves you have to make and the more different screens have to render, the more time intensive it will be. Doing tasks in one popup with a keyboard is usually going to be faster than having to move your mouse around and click and hit enter and drop downs, and click to open and click and across to select and click to submit. This is just a general statement and I really don’t know how well the softwares handle this. I’m sure some are better than others.

 

[Non Sequitur]

One thing I learned very quickly using different softwares is that the more clicks and mouse moves you have to make and the more different screens have to render, the more time intensive it will be. Doing tasks in one popup with a keyboard is usually going to be faster than having to move your mouse around and click and hit enter and drop downs, and click to open and click and across to select and click to submit. This is just a general statement and I really don’t know how well the softwares handle this. I’m sure some are better than others.

I agree, more clicks/mouse moves is more work.

Bottom line: Data point collection/reporting for 3.6 has increased exponentially. Glossing over that fact doesn't help boots on the ground appraisers. What might help, and the reason I'm test driving Aivre, is software that works with a.i. to populate the data points. Without help 3.6 is a ton of work, and multi-units will be a royal pain.

 

[Alsie35]

Regarding the first one I completed:

Inspection took same amount of time.

Report completion took double.

Two calls with Alamode support so they could remote in to figure out tech difficulties. The report wouldn't convert to a zip file because of UAD check hard stops. Then when you do a UAD check, no errors come up.

Two calls with 3.6 specialist at AMC in addition to the Alamode support to try to figure out why the unfinished basement area was getting attached to the level one section when the report was converted to a PDF. The assignment was in revision status for over a week due to this. Alamode submitted a ticket to try to investigate. Then around the same time, I hear the lender is going to take the report AS IS and Alamode can't help because this is a known issue in the software and Fannie/Freddie are "working on it."


I have two more inspections I did this week that are 3.6 and will be doing the reports over the weekend. Not looking forward to it. This AMC pays $325 for a non complex 1004/1073... they are paying $575 per 3.6 because no one wants to take them. It won't feel worth it til the direct deposit hits I guess.

I've been reticent to comment on this thread, since I don't have any skin in this game.

But my thoughts upon reading your comment are as follows:

Bully for you for taking the bull by the horns! Given the tenor of your comment, I am assuming that you are fully versed and initiated into the mysteries of the scanning handheld device BS.

Put another way, you're younger, with better eyes and more tech savvy than us late boomers.

All of those are prerequisites for being able to grapple with and, to the extent it is possible to do, Master the "UAD 3.6 Abomination".

I am still quite doubtful that the new more cumbersome system, when combined with the waiver hybrid garbage stealing appraisals away from appraisers, will ever allow an independent to have the kind of success that was possible under the old system. But I could be wrong, I could simply be underestimating the tech savvy of younger folks who've grown up with technology being second nature to them. I hope I'm right about that.

Lastly, I am scratching my head about your comment that the inspection didn't take you any longer than under the old format. Granted, I know nothing about handheld device stuff but my first thought was 'well he must have been taking way too long to do inspections in the first place'.

Of course, I could be completely wrong about that, as once again I plead guilty to being completely ignorant about the handheld device scanning BS way of doing things. Or Alamode.

 

[Mike Ault]

I've been reticent to comment on this thread, since I don't have any skin in this game.

But my thoughts upon reading your comment are as follows:

Bully for you for taking the bull by the horns! Given the tenor of your comment, I am assuming that you are fully versed and initiated into the mysteries of the scanning handheld device BS.

Put another way, you're younger, with better eyes and more tech savvy than us late boomers.

All of those are prerequisites for being able to grapple with and, to the extent it is possible to do, Master the "UAD 3.6 Abomination".

I am still quite doubtful that the new more cumbersome system, when combined with the waiver hybrid garbage stealing appraisals away from appraisers, will ever allow an independent to have the kind of success that was possible under the old system. But I could be wrong, I could simply be underestimating the tech savvy of younger folks who've grown up with a technology being second nature to them. I hope I'm right about that.

Lastly, I am scratching my head about your comment that the inspection didn't take you any longer than under the old format. Granted, I know nothing about handheld device stuff but my first thought was well he must have been taken way too long to do inspections in the first place.

Of course, I could be completely wrong about that, as once again I plead guilty to being completely ignorant about the handheld device scanning BS way of doing things. Or Alamode.

I gave the android Alamode process a serious try and wanted it to work. Bought a good tablet with an outdoor readable screen, loaded their app up and went to work. After a couple of months of sustained effort, I started searching for an alternative tablet environment. I found that I was much faster taking notes using One Note on a Windows tablet and using Apex as my sketching program, everything synced automatically back to my computer and I could fill out the form rapidly on my desktop. It looks like this 3.6 process is going to ruin what I've been able to do using the Windows software environment and force me back into some sort of android or iOS jail cell. Not happy about that, and I will be looking for some way to gather 3.6 data stay in the Windows environment if possible. I might even try using AI to code a Windows tablet inspection app and see how that works.

 

[gregb]

Here is one FB view of the 360uad future. I have not "leaned in" so reserving judgement.

"UAD 3.6 is “built for machines.” Good.
Every complaint I hear about the redesigned report is half-right. And the missing half is the part appraisers should be excited about.
“It’s built for machines to read.” True. It’s also the first time in 20 years our reasoning won’t be buried in a General Addendum that reviewers skim. Commentary now sits in the section it supports — discrete, labeled, defensible. Machine-readable isn’t machine-written. The parser can organize your analysis. It can’t manufacture your judgment.
“Nobody should do these for low fees.” Agreed — and the new report is the best ammunition we’ve ever had to make that stick. The scope is visibly bigger and the analysis is now required by the GSEs themselves. That’s a clean, documentable basis to reprice. It’s no longer a $300 form-fill, and the format proves it.
“The profession is going away.” You don’t spend years building a flexible, dynamic report that flexes across every property type and scope of work for a profession you’re retiring. You build that to keep one. We heard the eulogy with HVCC, with AMCs, with Dodd-Frank, with the first AVMs. The appraisers who adapted came out the other side. The ones waiting for the old way to return didn’t.
Let’s be honest — this is going to be hard. Change always is, and a learning curve this steep on top of everything else on our plates is no small thing. But hard and bad are not the same word. This is one of the biggest openings this profession has handed us in a generation, and it’s going to belong to the people who lean into it instead of digging in against it.
Strip away the noise and look at what UAD 3.6 actually rewards: showing your work, support tied to your conclusions, transparent reasoning. It punishes recycled boilerplate and unsupported adjustments — the things that hurt our credibility for years.
That’s not a threat to a competent appraiser. That’s vindication."

 

[NC Appraising]

Here is one FB view of the 360uad future. I have not "leaned in" so reserving judgement.

Let’s be honest — this is going to be hard. Change always is, and a learning curve this steep on top of everything else on our plates is no small thing. But hard and bad are not the same word. This is one of the biggest openings this profession has handed us in a generation, and it’s going to belong to the people who lean into it instead of digging in against it.
Strip away the noise and look at what UAD 3.6 actually rewards: showing your work, support tied to your conclusions, transparent reasoning. It punishes recycled boilerplate and unsupported adjustments — the things that hurt our credibility for years.
That’s not a threat to a competent appraiser. That’s vindication."

The poster is a good guy. Used to post here.

I don't agree with him on the they wouldn't have developed a form....

1. The uad 3.6 started in 2018....

What has happened since 2018...

Covid....pcr inspectors...

Increase in waivers.

The dominance of the mortgage bankers who wanted 24 hr appraisals and waivers.

AI... didn't see that one. Nuclear bomb.

Then you have fannies flow chart. Traditional appraisals are last....

Lastly, the gses are billion dollar companies. Whatever it took to develop the uad 3.6 is pocket change

Lots of things has happened since 2018...

 

[chad hampton]

Still can’t believe this has been in the works for 8 years. My god. Govt. and software forms still don’t work

 

[nicholz12]

Regarding the first one I completed:

Inspection took same amount of time.

Report completion took double.

Two calls with Alamode support so they could remote in to figure out tech difficulties. The report wouldn't convert to a zip file because of UAD check hard stops. Then when you do a UAD check, no errors come up.

Two calls with 3.6 specialist at AMC in addition to the Alamode support to try to figure out why the unfinished basement area was getting attached to the level one section when the report was converted to a PDF. The assignment was in revision status for over a week due to this. Alamode submitted a ticket to try to investigate. Then around the same time, I hear the lender is going to take the report AS IS and Alamode can't help because this is a known issue in the software and Fannie/Freddie are "working on it."


I have two more inspections I did this week that are 3.6 and will be doing the reports over the weekend. Not looking forward to it. This AMC pays $325 for a non complex 1004/1073... they are paying $575 per 3.6 because no one wants to take them. It won't feel worth it til the direct deposit hits I guess.

The report completion took double the time it takew you to complete a 1004? Is that right? What a nightmare, you should be paid more than $575. AMC /Total apparently don't have it together... Sounds exactly like what I thought it would be, a nightmare. Thanks for responding, appreciate it! You are brave!

 

[Trihard]

The report completion took double the time it takew you to complete a 1004? Is that right? What a nightmare, you should be paid more than $575. AMC /Total apparently don't have it together... Sounds exactly like what I thought it would be, a nightmare. Thanks for responding, appreciate it! You are brave!

My current fee for a standard 1004 is $525. The AMC must have been licking their chops that they found an idiot that did a 3.6 for $575.