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I have taken the liberty to list below the full text of HUD 40001.II.D.3.i, and 4000.1.II.D.3.m.i., along with the text from 24 CFR § 200.810(c) to help alleviate any future search for those appraisers needing this information. I hope this helps.
For faster reference, the HUD pages are 597-599...
Anyone ran across a pier and beam house with no foundation walls? Also, can’t get into crawl space so did a head and shoulders which revealed dirt up to floor joist. I can attach a picture for so it’s easier to see, but is that subject to or as is and let the underwriter catch it?