foundation damage

Anyone ran across a pier and beam house with no foundation walls? Also, can’t get into crawl space so did a head and shoulders which revealed dirt up to floor joist. I can attach a picture for so it’s easier to see, but is that subject to or as is and let the underwriter catch it?

Hi everyone. Upon an appraisal inspection for a sale of a 2-story home constructed in 1981, I discovered a network of substantial cracks in the basement foundation wall with part of it bowing inward about 2 inches over an approximately 8'x10' area at the corner of the home. After speaking with...