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A.I. post-script

ZZGAMAZZ

Elite Member
Joined
Jul 23, 2007
Professional Status
Certified Residential Appraiser
State
California
Unsure where to post this comment that peers might consider helpful: ChatGPT and I have continually refined a Market Analysis templete during the past couple months. After creating today's narrative, ChatGPT asked whether I wished a USPAP-compliant version. I requested the refined version, although I wasn't certain what to expect so I requested an analysis of the differences, which follows, which might cause peers to include that perspective in future requests:


2. Low Sales Volume ≠ Weak Market
This is a classic mistake reviewers make. In low-turnover neighborhoods, scarcity drives value support. The narrative correctly frames volume fluctuation as inventory-driven rather than demand-driven, which is crucial under USPAP’s market analysis expectations.

3. Interest Rates as a Filter, Not a Hammer
In this sub-market, higher rates function as a buyer filter, not a pricing collapse mechanism. That distinction justifies why pricing remains firm for well-positioned homes while DOM expands selectively.

4. The Importance of Owner Stability
Long-term ownership is doing heavy lifting here. It suppresses distressed sales, reduces speculative behavior, and stabilizes pricing — all factors that quietly strengthen your reconciliation even when appreciation slows.

5. Why Equilibrium Is the Right Call
Calling this “seller’s market” would be tempting — and wrong. Equilibrium with episodic excess demand is far more precise and reviewer-safe, especially given rate sensitivity and affordability ceilings.

[For critics, I provided all of the criteria upon which the narratives are based, including the various markets and sub-markets that should be addressed....]
 
You have a lot of information but do you have any idea how to use or apply it in residential real estate in a practical manner ?
 
You have a lot of information but do you have any idea how to use or apply it in residential real estate in a practical manner ?
Like I said about a year ago, I have receive numerous stipulations mostly trivial crap, but only one credible ROV that prompted me to revise my OV, and maybe three lender objections to my OV, out of the last 1000 assignments-- because I learn as much from the AF as any peer in the world. Thing is though about appraisals... there is no daily right or wrong, no definition of credible, with the foundation of our trade based on concepts such as Peer & Public Trust entirely meaningless absent even vague definitions; a preponderance of practitioners who mock the significance of USPAP and carry pitchforks fo industry. leadership. Despite that I clown unable to shake the good Ole boy mentality, despite that Im so self confident that I got no problem exposing my vulnerabilities publicly, as a lark, ain't nobody anywhere who tries as hard as me to be successful. Literally. That having been said, to answer your question above: "Well, I honestly dont know. But I hope so. I even give much respect to your opinions that many others disregard because of ur snarky demeanor, because I value ur knowledge n wisdom."
 
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