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An Underwriter actually read the report!!!

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Farm Gal

Thread Starter
Elite Member
Joined
Jan 14, 2002
Professional Status
Licensed Appraiser
State
Nebraska
Newflash!
Somewhere out there in underwriter land an underwriter actually read and responded to a comment buried in a lot of other comments in a report.

The report was on a near 100 year old farmhouse on a small acreage lot in an area where such are atypical, and which lot has some peculiar features and restrictions... the fourth comp was in the next county and over 22 miles away and was in the report along with a lot of demographic babble to prove that no better, proximate likely compes existed...SO DON"T ASK ME FOR ONE!!

The homeowner had taken a presure washer to the outside of the house in November of last year, and it had little/no paint.

She did NOT require an additional comp, she actually read why the ones she got were the best there were, she read that it didn't have paint, she read that I am not an environmental inspector and she DID ask for a LBP inspection, and is requiring them to paint the place.

(oh my aching head)

So praise the gal for actually reading the report, knowing something about her job,

and please pray I don't get sued for making the pretty standard issue "built prior to 78, may contain LBP" comment.
 

Dave Smith

Senior Member
Joined
Jan 14, 2002
Professional Status
Certified Residential Appraiser
State
Wisconsin
Send the UW a note or give him/her a call. Say thank you from all of us on the Forum!
 

Farm Gal

Thread Starter
Elite Member
Joined
Jan 14, 2002
Professional Status
Licensed Appraiser
State
Nebraska
Dave-
I must have sputtered for five minutes as I tried to express to her how very many people in my position will be impressed by her efficiency.

And would give their eye teeth to have some-one like her read every report we slave over... only to get idiotic requests for another comp...

She DID however come up with the phrase "Oh did I ask for another comp on that report?" :roll: (indicating that she maybe meant to?) My swift reply was I really appreciate your reading the whole report, and understanding why the ones you got were the ONLY ones out there...!!

ah well back to to-day's salt-mine... where's the tequila and lime?
 

Larry Lyke

Senior Member
Joined
Feb 2, 2002
Lee Ann --

You won't have to worry about the LBP report, unless, or course, the inspector has the temerity to test the ground.

After power-washing, you usually need to start with primer on a really old building.

By now all of any LBP problem has leached into the flower beds!
 

Farm Gal

Thread Starter
Elite Member
Joined
Jan 14, 2002
Professional Status
Licensed Appraiser
State
Nebraska
As I sit here and type a very carefully worded addendum to the original report: neither trying to hide anything nor give the current homeowner cause to sue (don't you LOVE this job) explaining that there is no current cause to beleive that there is a contamination problem ...

The homeowner e-mails and asks if they should pick up the paint chips before I do the final inspection.

To which my reply is I could not care less: but it might be a good idea to do so before the lead paint inspector gets there...
 

Caterina Platt

Senior Member
Joined
Jan 17, 2002
Professional Status
Certified Residential Appraiser
State
New Mexico
Ha Lee Ann,

You gave me a laugh when I truly needed one. I just pictured the guy out there this weekend with his Shop Vac in the flower beds! :lol:
 

Farm Gal

Thread Starter
Elite Member
Joined
Jan 14, 2002
Professional Status
Licensed Appraiser
State
Nebraska
Cat:

THAT is exactly what the BUYER is going to be doing... per cousin/mom the seller... She actually said shopvac...

:lol: :lol: It's a sale between relatives and he wants it bad enough to do exactly that... should be interesting! 8O
Glad I am not a LBP inspector!
 
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