Any Way To Avoid Required Reinspection For Co2 Detectors

[Tom4value]

In MA, CO detectors are only required for a transfer of ownership. The underwriter gets the cert. before closing. Therefore, whether it be for a refinance (when it is not required) or for a purchase (they already have anyway) I have never noted it and have never been asked for it.

 

[Riick]

Remember folks there's *probably* an AMC in there somewhere.
$250 fee less $125 to the AMC for their management, and $125 to the appraiser.

"Oh, I'd like to bee the mortgagee"

 

[Deleted member 128537]

1. Lenders should concern themselves with value not CO and smoke detectors. After all we are talking pretty cheap items.
2. Homeowners should bear the responsibility. Is the Lender going to require that the batteries be tested every year? It gets pretty nonsensical if you ask me.
3. If this is a sale and it is required by state law then the listing agent and seller should bear responsibility for them not the buyer.

 

[CANative]

I doubt there is a CO2 detector in the house...maybe a house plant. If it dies, then there is no CO2. How about a CO detector? Carbon Monoxide... And yes, the appraiser will likely have to revisit and if they did not note it, then the appraiser should be liable for the oversight not the borrower. File a complaint against them to the board... They need to know their job and that includes identifying such things as CO detectors.

Wouldn't it be a more logical assumption that the CO alarms were not installed, the appraiser noted that in the report, and they have had them installed and that's what they want the appraiser to go back an confirm? Not that the appraiser just missed it because he or she is stupid. C'mon.

$250 - sound like a distant property.

 

[ucbruin]

Wouldn't it be a more logical assumption that the CO alarms were not installed, the appraiser noted that in the report, and they have had them installed and that's what they want the appraiser to go back an confirm? Not that the appraiser just missed it because he or she is stupid. C'mon.

$250 - sound like a distant property.

That's how I took it....

 

[TD Morgan]

1. Lenders should concern themselves with value not CO and smoke detectors. After all we are talking pretty cheap items.
2. Homeowners should bear the responsibility. Is the Lender going to require that the batteries be tested every year? It gets pretty nonsensical if you ask me.
3. If this is a sale and it is required by state law then the listing agent and seller should bear responsibility for them not the buyer.

It is a refinance and the owner has held the property before the law requiring CO detectors was implemented.

How would the appraiser know that the smoke detectors are not also CO detectors?

 

[Deleted member 128537]

It is a refinance and the owner has held the property before the law requiring CO detectors was implemented.

How would the appraiser know that the smoke detectors are not also CO detectors?

CO is really supposed to be at floor level as I understand it. Most CO detectors are plugged in at the an outlet. At least the one in my house is.

 

[VegasWayne]

The reason CO detectors are at plug level is that it is a good place to get power for them. CO is about the same density as air so the height of the sensor doesn't make any difference. Combo smoke/CO alarms work fine on the ceiling.

 

[TD Morgan]

Wouldn't it be a more logical assumption that the CO alarms were not installed, the appraiser noted that in the report, and they have had them installed and that's what they want the appraiser to go back an confirm? Not that the appraiser just missed it because he or she is stupid. C'mon.

$250 - sound like a distant property.

I think you are right, that they were not initially installed. [The property is within the city limits, and does not require a drive.]

 

[TD Morgan]

The reason CO detectors are at plug level is that it is a good place to get power for them. CO is about the same density as air so the height of the sensor doesn't make any difference. Combo smoke/CO alarms work fine on the ceiling.

Thanks for the clarification. I am not familiar with the devices.