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I always look at it as access. Is it trespassing to go on it uninvited?
We never came across gates.Like this one??
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Does this thread seem like it is going around in circles. If property is located on public street. It is public. If located on private street. It is private. Access is access. Cannot even imagine a situation where property is located on public road with private access or on a private road with public access. Public is public. Private is private. Whether or not a sign is posted at entrance of private street saying no trespassing. It is still a private street. The real thing to be concerned about when it is a fannie/freddie report is that they require a maintenance agreement for private roads. It could be the HOA, could be an agreement between owners, or it could be an agreement with public entity. So report what it is and if it is a private street. Investigate whether or not a maintenance agreement is present and report results of that investigation within the report
And on what do you base your determination of "private" or "public"? We have hundreds of private roads that are accessible to the public, some have maintenance agreements, some don't. The question was as posed: Is the box referring to access or maintenance?
I always look at it as access. Is it trespassing to go on it uninvited?