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Appraisal for the government a good opportunity??

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ridiqls

Freshman Member
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Apr 21, 2015
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General Public
State
California
Calling all appraisers.. I've been reading a bit esp the newbie forum and there's a LOT of talk about not getting into the appraiser career. Granted it makes sense that someone MAY say this because they want to reduce competition, the points that are being brought up are still valid. The job also sounds very unstable in terms of being future-proof and it's projected to grow slower than average at 8%. So I will be honest, I don't think I would have considered going into the appraiser career field if I didn't know anyone personally who could mentor me and give me the straight truth.

However, working for the government is different no matter what the position. The government offers a lot of things that I would only dream of. Steady work, low pressure and low stress, stability (hard to get fired from government but lay offs are possible), 40 hr work week, a clear cut schedule of pay and pay schedule, great benefits, great vacation days. Theses positive attributes of a government job seem to offset the negative things that are normally said about the appraiser job (risk, lower pay than before with higher stress, no respect, etc.)

I am seriously considering this position. I have the written test coming up and then if I pass that, the interview is weighted at 100%. If I get selected for the trainee class of 20-30 people, I would start at as a trainee. 1 year after, I would get certified and they will bump me up to appraiser pay schedule. Then from there, I guess you work and the two options of promotions would be Appraisal Specialist (appraising oil/gas mineries, military equipment, aircrafts, etc.) and/or becoming a supervisor. But as a trainee, you start appraising Residential real estate all over the county.

This sounds like my dream job to be honest. Being outdoors and driving around, my dream job. Couple that with stability and the benefits of a government job, I want it more than any other job. BUT.. I am very worried about what would happen if I got fired, laid off, quit, had to move, etc. and somehow needed to get another job. I am worried that after 10 years of experience all I will be able to do is appraising work and I'll be pigeonholed into it. And working for a private company as an appraiser sounds like it's all but disappearing and becoming very difficult.
I hear the same thing about insurance claims adjusters. The pay is actually very decent and it sounds like a job I would love to do (driving around, meeting with people, different case, valuation and mental work, etc.) but every claims adjuster posting on the forums with more than 10 years of experience tell you to get out because once you do it, you can't do anything else. And companies are cutting back, making claims adjusters' lives very hard with cutting expenses, no company car or reimbursements, high stress from both parties, etc.


For comparison, I am applying to entry-level accounting and sales jobs. I have a degree in Economics and Accounting. I am in my mid 20s.
I am interviewing for other jobs that start at the same pay, have decent benefits. Like a staff accountant position or a inside sales position. but they don't offer the stability and benefits that government does. And the nature of the work doesn't involve driving around and being outside, which is what I really want.
 
15 years ago i would have told anyone that appraising is a great profession. today i tell everyone the exact opposite. others will chime in but here are a few observations i had about your post.

you won't get certified in a year. it takes a mandatory minimum 2 years from the time you are an apprentice to the time you can sit for the test, and it is no easy test. once you are certified it takes another 5 years to learn you really didn't know anything when you got certified. i shudder to think of anyone being a true supervisory appraiser after 1 year of experience. you just won't have the experience to do the job competently.

there are many avenues of work as an appraiser, you just have to explore them and put in the effort to see the results. you can appraise for a county auditor, estate work, divorce work, review work, forensic work and more. that being said the vast majority of appraisers almost exclusively do residential lending work as it is the most prevalent in our field.

if you lost your job after 10 years you would most likely be starting from scratch as an independent appraiser. you would have to get equipment (computer, monitors, camera, paper, measuring device, etc), E&O insurance, software and some more stuff just to be able to work. once you are able you then have to go out and find clients to work for, and that is no easy task.
 
The feds have many opportunities for entry level positions as realty specialists. The advancement potential is greater there and you have more opportunities to relocate to different areas, if you have a travelling bug. Appraisers may be replaceable by statistical programs, in some cases, but property will never manage itself, write its own leases, or sell itself.
 
Thank you guys.
To clarify, the government job I have applied for is for the County's Assessor office for tax assessment purposes. I think their training and certification might be different from the standard process in California but I am not 100% sure. I do know that you are a trainee and on a trainee pay scale for 1 year and then after you graduate, you become an Appraiser.
The type of property you appraise with your senior is residential, commercial, industrial and land. This is within the county.

There is the possibility (assuming there are openings in the county.. i.e someone retires) of being promoted to what they called Appraiser Specialist. The minimum requirement is 2 years of being an Appraiser (so 3 including trainee year) but I think it takes longer. And you are assigned to more specialized type of property like oil/gas mineries, stadiums, office leasing, shopping centers, etc.

If you happen to make it past that, 3 years after you Specialize, I guss they say you are eligible to be considered for a Supervisor position. Of course being government, more realistic would be if someone left/fired/retired and about 10-15 years of experience. But it is possible I guess. I am just worried about what the plan would be if I got fired.

The options I see listed or read about is:
1) Stay in government. Apply to another state/city/county and relocate. Work as an Appraiser as a lifer. May be possible to use some transferable skills to get another job such as valuation expert or something like that.
2) Start from scratch as an independent fee based appraiser
3) Find a job for a firm/bank/CU or something.

Consensus seems to be that residential is very very tough to make it and only going to get worse. Commercial is ok now but I don't have enough info to be assured that it'll be future proof for the next 20 years. Government is fairly future proof but I'm just thinking worst case scenario.
 
I started at an assessor's office in 1976. Fantastic learning opportunity, employee with benefits, work in the field, etc. I would have never become an appraiser without having a job like that. Back then, most appraisers were employees of lenders. Relatively few were fee appraisers. I learned a lot. I was assigned an area and appraised all the properties. I quit a year after Proposition 13 passed in California in 1979. There was no more mass appraisal. Assessments increased above the 2% a year limit only when improvements were done, property sold etc. I would have had a good pension if I stayed. I feel sad that those opportunities are gone for trainees. However, there are some government agencies that hire trainees. Check around. However, any job dependent on residential mortgage lending production is not secure.
 
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