Appraiser Marketplace

[Mile High Trout]

Certainly sounds like a unregistered AMC and Unlike A portal that's just used for ordering and delivery.

Once live people are forming fee panels and doing appraisal reviews it's definitely stepping into the dark gray spotlight. It's sevices also cross State Boards and thier AMC license or registration guidelines.

I Don't know but frankly if this isn't
a AMC then I don't know what the definition of a AMC is. Just Saying !

Well state boards absolutely steadfastly refuse to ever do anything about a.m.c's.

So now a days most companies whom should register as AMC's, really don't even have to bother. They mask the activity behind a tech company label and nobody does a damned thing about any of it. They slap a 'providing services for a.m.c's' label up there, and the function as an a.m.c. themselves.

Literally, nobody ever gets a.m.c.'s in hot water. Florida is literally the only state to ever push AMC penalties despite 20 years of steady complaining and tens of thousands of defunct small businesses. And when they penalize these companies, it's always a slap on the wrist nothing real anyways.

Predatory lending is back and bigger than ever. Courtesy of the a.m.c. industry.

Dare to look at industry data like a competent human. In this god forsaken appraisal industry, you may find yourself being the only one.

Valutrust Turns the ROV Into a Pressure Tool - Appraisers Blogs

Valutrust showed how AMCs try to steer value from the sidelines, proving the real threat to independence comes from the middleman.

appraisersblogs.com

____________________________________________________________________________________________________

Many state appraisal boards do not even have a categorical entry place to list a.m.c company penalties. Because it hardly ever happens.


Only four states are currently out of a.m.c program compliance most for paperwork or one for penalties such as blacklisting an appraiser in violation of specific state law, yet no a.m.c penalty is ever applied. Alabama, Mississippi, New Hampshire, Washington.
https://ASC.gov/?state_id=50&state=NM


Perform an ASC a.m.c advanced search. Research AMC penalties on a national scale. Click advanced, find the select all button and select all states, then individually click the three suspension types, three national searches.


https://ASC.gov/AMC
A.m.c suspension records nationwide, all time – 25 records. Most suspensions come out of Florida, hardly anywhere else.


A.m.c revocation records nationwide, all time – 11 results. Every single one of them issued by the state of Florida and nowhere else, according to the ASC a.m.c research tools.


I used quick search for Coester and there were only two inactive records There is not even a disciplinary action record on either profile both in Kentucky. Says good standing. Are they data scrubbing old records? Odd. Have the appraisal trade groups somehow become aligned with the AMC industry?


One single state of the union ever revoked an a.m.c? According to the ASC, yes that is the reality. Florida down the line. Because the a.m.c licensing program is not an individual licensing program, that’s why the ASC a.m.c program fails to bring accountability.


Voluntary surrender has 38 results nationally all time but that’s mostly inconsequential. Probably are simply business dealings, consolidation, etc.


It’s good to want accountability and file the complaints. The reality is these complaints usually go nowhere.


Fill out the ASC website online appraisal complaint hotline referral; appraiser, violations of independence rules, a.m.c type conventional work. One is merely routed in an automatic fashion to file a complaint at the state regulatory agency or the cfpb. People have been complaining for two decades. A.m.c’s exist in the nether, the in between places between clear regulatory authority. Banking regulators presume states provide the a.m.c oversight. States are not always even able to force licensing, and they can only look at a limited range of activity. If states were to penalize the a.m.c’s, they could face a downgrade of their positive ASC rating for a.m.c oversight program compliance. Nobody wants that, to get a bad grade for your state licensing administration program. See how this works?



They did was Coester could not. The flat rate appraisal fee on a national basis.

Now there is an appraiser whom understands this industry. He knows the corruption runs so deep, nobody will do a damned thing about this. He can function his company like an a.m.c if he wants to. Nobody is going to do anything to anyone. Having a.m.c's somewhere in the mix is a free pass for everything, literally everything.

Guess who's hiring.

Guess who's training.

Guess who's fee skimming.

Guess who is copying the criminal enterprise racket model.

Guess who's pushing automation, mirroring the other guy.

Guess who is copying the AMC industry and does not even bother to care about regulatory guidelines.

Guess who's used the automation to code in preferential assignments as the new standard. Mercury could only dream of offering this to their AMC's.

Most importantly, guess who loses in the long run.

 

[Mile High Trout]

You dont even have the guts to name yourself! Who knows who you really are maybe a thief for all I know.

I"m your father. You're my illegitimate child whom works for AMC's.

 

[Mile High Trout]

Aka -- Mile High Thief ...lmao )

Hell yes. I did that. Twice.

I steal peoples credibility like a thief in the night.

The only prerequisite for this activity to happen, is they admit they work for appraisal management companies.

Game over immediately every last time.

Twenty years going strong.

Lately I'm learning about speaker tech, waveforms, managing dc current, trying to manage clipping on a shoestring budget. Screw the 3d printer approach, metal fabrication and saving original rings around the factory speakers is where it's at. That's how cartoys and the custom installer guys dress things up real neat like and charge people a fortune for what could otherwise be accomplished with a metal grinder and the original mounts. They throw the paper cone originals on the metal rings away and start over from scratch. I'm not playing their game by their rules. Figured this out myself. Thankfully one can have excessive draw from mis matched ohms using underpowered factory amps and still bump 400w plastic cones without even needing a crossover. It's not about pushing the power. It's about drawing the power. Sometimes I frigging impress myself. Next comes the box. I"m going to bump for real, this is not enough. Might even look at a tube. I want to see if I can make the windows fall out of the durango 5.9, I'm not joking around. It's going to happen. If I have to tear the entire thing out and put a full custom in from the deck to multi amp and the box set, everything in between, rewire everything that is what I will do. For now, dialing it in and trying out some easy stuff, picking up one skill at a time. The neat part is that cassete tape compenents of decks can really deal with current feedback loops without causing skipping and sound failure like cd's. It's been super fun, getting out the old cassettes. If I'd have known they'd be selling for $20 each online, I'd have saved more of them. Frigging fun. I'm bumping thug life and listening to 2pac again. Frigging awesome. I was reading about putting an in line standard halogen mini bulb behind the door panel next to the speakers, which cleans the dc current up which can also mitigate clipping under high current. It's like redneck solutions, better than led tracks. Ha! Wiring diagrams will in most probable cases, be the death of me. I bought this cool duracel solar lantern deal at costco for the late nights. The problem with speaker tech is once you get a good thing going, it's never enough. gd I'm addicted now. Trying to not let it become too expensive of a hobby. I'm trying out random mix tapes from the late 90's and I have no idea how these came into my posession or who made them. Still better than the new stuff. Cassettes are fun, you can throw them around, the fall everywhere, practically indestructable. I never new I had the advanced best peak gen tape player in the durango. All these years I never tried it. It's really cool and auto stops then reverses a sec to be right on point with the song start, it's almost as fast as pressing the track change button on the cd. Works really well for bass because it sort of muffles the upper mid range so you can get a clearer lower bass range. It's all about mitigating the clipping with discount equipment. Got to try and keep the wave form clear. Subsonic or bust. One of these days.

Swinging by the appraisal conversation forums over the years has provided endless entertainment. Watching the new people with high hopes, not yet crushed or have had to reconcille the reality this industry is irredeemably corrupt from the top down. They still care. They still try. Bless their hearts. They won't make a difference though. Not one tiny bit.

Check out this guys summary, it was a really great smart recap of the past three decades of the appraisal industry. He totally forgot about consumer protection. That's the sad part. Licensing existed for consumer protection. This entire country is now participating in an endless debt trap cycle from which most will never escape. I try to help people simplify the complexity of it all. The only way to stay safe and win in mortgage lending, is not to play. This guy nails it. If people would have known what this industry was really like, most would not have joined.

If the Management Model Is So righteous, Spread It Around - Appraisers Blogs

If the management model were truly noble, it would not stop at appraisers. Yet somehow the babysitting service never expands beyond us. Once upon a

appraisersblogs.com

The experienced segment of the appraisal profession has long recognized the structural pressures reshaping the field. Newer entrants generally lack this perspective, and many would not have selected this occupation had they understood the broader institutional dynamics. This generational divide is significant because regulatory changes increasingly reflect the priorities of large financial stakeholders rather than the interests of independent practitioners.


Over time, regulatory adjustments have consistently expanded the authority of lenders, appraisal management companies, and affiliated entities. These changes have narrowed the operational independence of individual appraisers. The pattern suggests deliberate influence by well resourced stakeholders who have sought to reduce the role of independent valuation professionals within the lending process. Since this objective cannot be stated directly, it is pursued through indirect mechanisms such as regulatory revision, political advocacy, and public narratives that diminish the profession’s standing.


The restructuring of the mortgage appraisal segment marked a pivotal turning point. When mortgage appraisers lost the ability to solicit their own client base and were instead required to operate through mandatory intermediaries, the profession experienced a fundamental shift away from free enterprise. This model resembles a socialist form of restructuring in which centralized oversight replaces individual market autonomy. The introduction of appraisal management companies as compulsory gatekeepers effectively removed the appraiser’s ability to compete independently, and it signaled the beginning of a broader transformation that has since expanded across the profession.


The recent characterization of a nationwide appraisal bias crisis further accelerated this trajectory. Racism exists in the appraisal profession as it does in every profession, but the claim that the profession as a whole is systemically or universally racist is not supported by evidence. The political environment allowed isolated incidents and legitimate concerns to be amplified into a sweeping narrative. This narrative provided a convenient justification for reforms that reduce reliance on independent human judgment. Government agencies and political actors adopted the narrative because it aligned with institutional goals that favor automation, centralized oversight, and streamlined lending operations.


Within the profession, collective cohesion is limited. Veteran appraisers, who understand the long term trajectory, are retiring. Newer practitioners often compete by lowering fees rather than organizing around shared interests. This absence of unity leaves the profession vulnerable to external forces that are more coordinated and financially influential.


Technological developments, particularly artificial intelligence and automated valuation systems, further reinforce this trend. These tools offer stakeholders scalable alternatives to human appraisers and support the longstanding effort to reduce the profession’s influence. Without structural organization or political leverage, the appraisal profession faces a continued decline in relevance and authority.


In summary, the appraisal industry is undergoing a transformation driven by powerful external interests, limited internal cohesion, and rapid technological change. The early loss of free enterprise within the mortgage appraisal segment initiated a centralized, socialist‑style restructuring that continues to diminish the independence of the profession. The amplification of racism into a universal indictment of appraisers accelerated this process by providing political justification for further centralization. The cumulative effect is a steady movement toward marginalization of independent appraisers.

 

[glenn walker]

Hell yes. I did that. Twice.

I steal peoples credibility like a thief in the night.

The only prerequisite for this activity to happen, is they admit they work for appraisal management companies.

Game over immediately every last time.

Twenty years going strong.

Lately I'm learning about speaker tech, waveforms, managing dc current, trying to manage clipping on a shoestring budget. Screw the 3d printer approach, metal fabrication and saving original rings around the factory speakers is where it's at. That's how cartoys and the custom installer guys dress things up real neat like and charge people a fortune for what could otherwise be accomplished with a metal grinder and the original mounts. They throw the paper cone originals on the metal rings away and start over from scratch. I'm not playing their game by their rules. Figured this out myself. Thankfully one can have excessive draw from mis matched ohms using underpowered factory amps and still bump 400w plastic cones without even needing a crossover. It's not about pushing the power. It's about drawing the power. Sometimes I frigging impress myself. Next comes the box. I"m going to bump for real, this is not enough. Might even look at a tube. I want to see if I can make the windows fall out of the durango 5.9, I'm not joking around. It's going to happen. If I have to tear the entire thing out and put a full custom in from the deck to multi amp and the box set, everything in between, rewire everything that is what I will do. For now, dialing it in and trying out some easy stuff, picking up one skill at a time. The neat part is that cassete tape compenents of decks can really deal with current feedback loops without causing skipping and sound failure like cd's. It's been super fun, getting out the old cassettes. If I'd have known they'd be selling for $20 each online, I'd have saved more of them. Frigging fun. I'm bumping thug life and listening to 2pac again. Frigging awesome. I was reading about putting an in line standard halogen mini bulb behind the door panel next to the speakers, which cleans the dc current up which can also mitigate clipping under high current. It's like redneck solutions, better than led tracks. Ha! Wiring diagrams will in most probable cases, be the death of me. I bought this cool duracel solar lantern deal at costco for the late nights. The problem with speaker tech is once you get a good thing going, it's never enough. gd I'm addicted now. Trying to not let it become too expensive of a hobby. I'm trying out random mix tapes from the late 90's and I have no idea how these came into my posession or who made them. Still better than the new stuff. Cassettes are fun, you can throw them around, the fall everywhere, practically indestructable. I never new I had the advanced best peak gen tape player in the durango. All these years I never tried it. It's really cool and auto stops then reverses a sec to be right on point with the song start, it's almost as fast as pressing the track change button on the cd. Works really well for bass because it sort of muffles the upper mid range so you can get a clearer lower bass range. It's all about mitigating the clipping with discount equipment. Got to try and keep the wave form clear. Subsonic or bust. One of these days.

Swinging by the appraisal conversation forums over the years has provided endless entertainment. Watching the new people with high hopes, not yet crushed or have had to reconcille the reality this industry is irredeemably corrupt from the top down. They still care. They still try. Bless their hearts. They won't make a difference though. Not one tiny bit.

Check out this guys summary, it was a really great smart recap of the past three decades of the appraisal industry. He totally forgot about consumer protection. That's the sad part. Licensing existed for consumer protection. This entire country is now participating in an endless debt trap cycle from which most will never escape. I try to help people simplify the complexity of it all. The only way to stay safe and win in mortgage lending, is not to play. This guy nails it. If people would have known what this industry was really like, most would not have joined.

If the Management Model Is So righteous, Spread It Around - Appraisers Blogs

If the management model were truly noble, it would not stop at appraisers. Yet somehow the babysitting service never expands beyond us. Once upon a

appraisersblogs.com

The experienced segment of the appraisal profession has long recognized the structural pressures reshaping the field. Newer entrants generally lack this perspective, and many would not have selected this occupation had they understood the broader institutional dynamics. This generational divide is significant because regulatory changes increasingly reflect the priorities of large financial stakeholders rather than the interests of independent practitioners.


Over time, regulatory adjustments have consistently expanded the authority of lenders, appraisal management companies, and affiliated entities. These changes have narrowed the operational independence of individual appraisers. The pattern suggests deliberate influence by well resourced stakeholders who have sought to reduce the role of independent valuation professionals within the lending process. Since this objective cannot be stated directly, it is pursued through indirect mechanisms such as regulatory revision, political advocacy, and public narratives that diminish the profession’s standing.


The restructuring of the mortgage appraisal segment marked a pivotal turning point. When mortgage appraisers lost the ability to solicit their own client base and were instead required to operate through mandatory intermediaries, the profession experienced a fundamental shift away from free enterprise. This model resembles a socialist form of restructuring in which centralized oversight replaces individual market autonomy. The introduction of appraisal management companies as compulsory gatekeepers effectively removed the appraiser’s ability to compete independently, and it signaled the beginning of a broader transformation that has since expanded across the profession.


The recent characterization of a nationwide appraisal bias crisis further accelerated this trajectory. Racism exists in the appraisal profession as it does in every profession, but the claim that the profession as a whole is systemically or universally racist is not supported by evidence. The political environment allowed isolated incidents and legitimate concerns to be amplified into a sweeping narrative. This narrative provided a convenient justification for reforms that reduce reliance on independent human judgment. Government agencies and political actors adopted the narrative because it aligned with institutional goals that favor automation, centralized oversight, and streamlined lending operations.


Within the profession, collective cohesion is limited. Veteran appraisers, who understand the long term trajectory, are retiring. Newer practitioners often compete by lowering fees rather than organizing around shared interests. This absence of unity leaves the profession vulnerable to external forces that are more coordinated and financially influential.


Technological developments, particularly artificial intelligence and automated valuation systems, further reinforce this trend. These tools offer stakeholders scalable alternatives to human appraisers and support the longstanding effort to reduce the profession’s influence. Without structural organization or political leverage, the appraisal profession faces a continued decline in relevance and authority.


In summary, the appraisal industry is undergoing a transformation driven by powerful external interests, limited internal cohesion, and rapid technological change. The early loss of free enterprise within the mortgage appraisal segment initiated a centralized, socialist‑style restructuring that continues to diminish the independence of the profession. The amplification of racism into a universal indictment of appraisers accelerated this process by providing political justification for further centralization. The cumulative effect is a steady movement toward marginalization of independent appraisers.

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You may be having a meltdown!

 

[Mile High Trout]

You may be having a meltdown!

Whatever you'd like to think. Go ahead and think that.

 

[glenn walker]

View attachment 111905
Whatever you'd like to think. Go ahead and think that.

Your threads went from a paragraph to pages after the meltdown started to progress. Lmao )

 

[Mile High Trout]

Your threads went from a paragraph to pages after the meltdown started to progress. Lmao )

No I speed type and have a great time doing so. Why are digging and reaching?

Not a big fan of literacy? Probably not.