AQB Update On Proposed Changes To Appraiser Qualifications

[The Warrior Monk]

but you already said that a lack of a degree make people less ethical, which is equivalent to stating that having a degree makes people more ethical...

I disagree on this point. An inadvertent violation of ethics is not the same as a intentional violation of ethics.

IMHO, the issue pertaining to this matter is reading comprehension. When reading certain documents, such as USPAP, state regulations, etc. a fairly high level of reading comprehension is necessary. To really understand what they mean, one needs to read them like an attorney. The level of comprehension might not be necessary for the average simple residential appraisal, but it will likely be needed for more complex assignments, where documents will need to be reviewed.

 

[Evincere]

If appraisers are disliked it is not because of ethics, it is because of our role. Nobody likes folks who work for the IRS and dentists are so disliked they have a high suicide rate. That's just the way it is for certain fields.

Regarding lawyers ;that is a stereo type-most of attorneys are ethical. It's the legal system that is full of loopholes. While people may not "like" lawyers, but they sure pay them well when needed. A profession is not a popularity contest.

If we are going to be disliked, we might as well make a decent income. We can be the most ethical group in the world, but nobody likes us when we "kill" their deal or delay processing by a day.

While a degree does not make people ethical, lack of a degree does not make people ethical either. .

When the focus is on what people do for a living vs who they are as people many of these arguments are just nonsense. Never has it been proven that what one does for a living (supposed honest, law abiding activities be it law, religion, blue or white collar professions) - that any one group is categorically more honest, moral or ethical.

 

[J Grant]

I work for a lender and am very aware of the chatter taking place, currently. It has never been, at least for the past 10 years or so, this talked about.
We have a "new" generation of lenders that embrace the computer generated numbers. It is what they have "grown" up with.
I do not want a "flood" of trainees but, without them the alternate valuations will take hold and it will happen in my career (next 10 years or so) I believe. I do not think the sky is falling, either. Just an opinion based upon my inside knowledge.
FTR, I do not do ANY mortgage related appraisals.

?? If automatic valuations take hold it will because the secondary market/investors/regulators approve, regardless of how many trainees we have. More trainees/easy bar for trainees just means lower fees ( and expectations ) for whatever portion of appraisal work is needed. .

 

[J Grant]

When the focus is on what people do for a living vs who they are as people many of these arguments are just nonsense. Never has it been proven that what one does for a living (supposed honest, law abiding activities) be it law, religion, blue or white collar professions - never has it been proven that any one group is categorically more honest, moral or ethical.

That was not the point I made in any way, shape or form.

I expressed that certain professions are disliked simply because the professional acts in a dislikeable role, and delivers news ( or pain) that is unpopular such as IRS agents, Dentists, Appraisers, Cops. The public is not stupid and they realize that within any profession, most are honest but a segment of crooks/rogues will exist.

 

[Evincere]

If appraisers are disliked it is not because of ethics, it is because of our role. Nobody likes folks who work for the IRS and dentists are so disliked they have a high suicide rate. That's just the way it is for certain fields.

Regarding lawyers ;that is a stereo type-most of attorneys are ethical. It's the legal system that is full of loopholes. While people may not "like" lawyers, but they sure pay them well when needed. A profession is not a popularity contest.

If we are going to be disliked, we might as well make a decent income. We can be the most ethical group in the world, but nobody likes us when we "kill" their deal or delay processing by a day.

While a degree does not make people ethical, lack of a degree does not make people ethical either. .

When the focus is on what people do for a living vs who they are as people many of these arguments are just nonsense. Never has it been proven that what one does for a living (supposed honest, law abiding activities) be it law, religion, blue or white collar professions - never has it been proven that any one group is categorically more honest, moral or ethical.

That was not the point I made in any way, shape or form.

expressed that certain professions are disliked simply because the professional acts in a dislikeable role, or delivers news ( or pain) that is not popular such as IRS agents, Dentists, Appraisers, Cops. The public is not stupid and they realize within a profession, most are honest but a segment of crooks/rogues will exist.

Again. Comparing appraisers to other work force factions regarding popularity is circular nonsense. Pick any profession or vocation. Go to the internet, BBB, draw from your personal experience, etc. and find just ONE line of work that does not give the public cause for dislike, scorn, condemnation, public distrust, etc.

 

[J Grant]

Evincere, your above post makes no sense and I have no idea why you are even arguing this point. If you followed the sequence of the thread, my post about ethics and professions was in response to what George Hatch wrote, where he wrote about lawyers and other professional groups disliked due to ethics concerns and he extended that to appraisers.

The fact that you completely misunderstood what I wrote, why I wrote it, who it was in response to and then want to argue a point which has little to do with the topic illustrates what David Wimpleberg wrote about reading comprehension and reasoning.

 

[Eli]

Some of this starts at the top with an "us against them" attitude.

But education is good. I wish I had more!

 

[TRESinc]

I expressed that certain professions are disliked simply because the professional acts in a dislikeable role, and delivers news ( or pain) that is unpopular such as IRS agents, Dentists, Appraisers, Cops.

can you please stop comparing the appraisal profession to dentists, IRS or other things? gheez. you sure like to call out others for doing the same thing but when you do it it's ok. nice double standard.

 

[Eli]

Education is good for any profession period!

 

[Amy Perkins]

A shortage is where you cannot obtain a sufficient supply of appraisals. I would argue that the demand is not high enough for appraisals and this is why they can't afford to hire trainees. There is only a shortage of appraiser who will work for less than minimum wage.