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Attic Inspection

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Fernando

Elite Member
Joined
Nov 7, 2016
Professional Status
Certified Residential Appraiser
State
California
When I look inside the attic, I'm mainly looking for roof leaks. Am I suppose to look for other things like am I suppose to note tube and knob electrical if I see it. Sometimes I see electrical wires going across but I'm not an electrician and don't know if done correctly? All I can do is take photo and let lender see it.
 

Tom Woolford

Elite Member
Joined
Nov 20, 2005
Professional Status
Certified Residential Appraiser
State
Florida
Knob and tube are allowed "IF" in good condition. I would consider that an immediate call for inspection as I've never seen it and am not competent to judge. Romex cable laying across joists is perfectly acceptable as long as it doesn't exceed 24" (Southern Building code anyway). You are also looking for evidence of fire, adequacy of insulation, ventilation, rot etc.
 

Fernando

Elite Member
Joined
Nov 7, 2016
Professional Status
Certified Residential Appraiser
State
California
I have older house and have Knob & Tub. I replaced my kitchen with up to date electrical. My office ceiling light went out and it's not the bulb. Don't know why light doesn't work.

Looking at attic, it's obvious to observe prior fire damage or rot to some extent. However, how do you know if insulation or ventilation are adequate?
 

Mike Garrett RAA

Elite Member
Gold Supporting Member
Joined
Jan 14, 2002
Professional Status
Certified Residential Appraiser
State
Colorado
Bird poop is also an indication of a problem. Seriously, I have never measured insulation but I have noted a lack there of.
 

Terrel L. Shields

Elite Member
Gold Supporting Member
Joined
May 2, 2002
Professional Status
Certified General Appraiser
State
Arkansas
I have never measured insulation
when insulation has settled below the ceiling joists, and many such are 2" x 4" chords on a pre-engineered rafter, I consider that inadequate regardless the climate. When I see the top of the joist, I can guess the depth.
 

CANative

Elite Member
Joined
Jun 18, 2003
Professional Status
Retired Appraiser
State
California
From the 4150.2, Appendix D

Attic – Enter the attic and observe the interior roofing for insulation, deficient materials, leaks or readily observable evidence of significant water damage, structural problems, previous fire damage, FRT sheathing, exposed and frayed wiring and adequate ventilation by vent, fan or window. If any of these deficiencies exist, condition the appraisal on their repair and prepare the appraisal “subject to repairs” and/or “subject to inspection”.

The attic must be entered, at a minimum, by head and shoulders, whether access is by pull-down stairway or scuttle. Size of the scuttle and accessibility of the attic dictate the level of entry.
 

miktay

Senior Member
Joined
Jul 3, 2007
Professional Status
Certified Residential Appraiser
State
Texas
As an added bonus, I like to carry a Shop Vac with me at all times. I get into the attic and spend about 20-30 minutes cleaning up.
The clients really appreciate it. Make sure to wear goggles. Debating if I should carry a hammer and 16 penny nails...
 

hastalavista

Elite Member
Joined
May 16, 2005
Professional Status
Certified General Appraiser
State
California
From the 4150.2, Appendix D

Attic – Enter the attic and observe the interior roofing for insulation, deficient materials, leaks or readily observable evidence of significant water damage, structural problems, previous fire damage, FRT sheathing, exposed and frayed wiring and adequate ventilation by vent, fan or window. If any of these deficiencies exist, condition the appraisal on their repair and prepare the appraisal “subject to repairs” and/or “subject to inspection”.

The attic must be entered, at a minimum, by head and shoulders, whether access is by pull-down stairway or scuttle. Size of the scuttle and accessibility of the attic dictate the level of entry.

I don't recall, when a question is framed such as-
"FHA requires me to do X, when I do X, what exactly is it they expect?"
- that the answer cannot be found in the handbook.

I suppose there are times when that isn't the case; but based on my recollection, they are rare.
 

Mr Rex

Elite Member
Joined
Jan 12, 2004
Professional Status
Certified Residential Appraiser
State
North Carolina
What is the FHA requirement for attic insulation?
 
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