<span style='color:darkblue'>leart3,
Greg's experience notwithstanding, I must agree with your assessment of prepaid legal services (apparently he has found a good one though -- I tend to respect his opinions). Some of the TV ads I have seen recently are very obviously intended to target the uneducated. (Speaking of, while I have never seen the show, I have to grin every time I see some ridiculous ads on TV pushing some new TV show around here called "POWER OF ATTORNEY!!") In addition to what you mentioned, here's how I look at it: In the end, if your monthly retainer fees end up exceeding your account's total legal billings, "no problem"; however, if you exceed your allotment for attorney expertise, you can pretty well count on getting billed. I don't know about that deal.
I have studied The Revised Rules of Professional Conduct of the North Carolina State Bar (as enforced, pretty much a crock) for the state's attorneys. Unfortunately, our state bar is another NC state board with an associated, inherent, high "problem organization" factor. (One of the attorneys I met at the NCAB who was representing a respondent there mentioned that a past president of either the NC State Bar or the NC Bar Association -- he couldn't remember which -- subsequently did a little time in federal prison.) Regardless, we have many fine attorneys in this state. For anyone who might be interested, this document addresses that which such prepaids may and may not do (in NC).
http://www.aoc.state.nc.us/www/public/aoc/...c/barrules.html
My brother is a past criminal prosecutor (in </span>, Joe -- while there certainly are problems here and there, NY cops are widely considered to be some of the most professional in the land) and now is in private practice there. (He had a case against John John Kennedy several years ago when John was an assistant DA with the Manhattan DAs office -- case plea bargained; he said John was real professional and real likable.) Excellent attorney if your charged with murder or grand larceny, etc., but pretty useless at contract law, divorces, eminent domain, etc. There is a whole lot of specialization in the law (as I know you know) -- and casual knowledge on the part of an attorney usually don't get it (as they will tell you). This may be at least one benefit of large prepaids -- but I am not necessarily convinced.
By the way, Administrative Law is not a recognized specialty of law (at least in NC) -- but it probably should be. This is not to say that some attorneys do not specialize in Administrative Law (i.e., a Tribunal System) somewhat. I think part of the issue is that it is not considered "real law" -- while the likelihood for gross constitutional abuses are probably more substantial and more common in Administrative Law than any other form of the law. Prosecutors can get away with murder with virtually no fear of repercussions.
I would carefully check an attorney's past experience in front of state boards prior to accepting the assistance from a prepaid (or any other attorney). Their knowledge of the law will be all but completely useless -- but just as likely, counterproductive -- in front of some such boards.
Regards,
David C. Johnson, Raleigh[/color]
NOTE: Rereading my post on Sunday, I see that I had typed "NC," where I meant to type "NY." I have changed its color and spelled it out to point out the correction I made just now.