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As we do in NJ MR, and we apply this criteria which is allowable as per FNMA
"Fannie may states: The appraiser may deviate from this approach if the style of the subject property or any of the comparables does not lend itself to such comparisons. However, in such instances, he or she must explain the reason for the deviation and clearly describe the comparisons that were made. So as long as the appraiser can define consistent comparables with below grade and above grade areas, and they give reasonable cause, below grade areas can be included. "
Fudds Third Law of Relativity; "If you push something hard enough it will fall over"
otherwise known as The Apples to Apples theorum.
While I prefer a rambler, I don't mind them. Their full basements are brighter then ramblers with the basemen raised allowing lookout windows surrouding the lower level...not to mention they appear grander being 1/2 story taller.