Bedroom photos required. Invasion of privacy?

[Terrel L. Shields]

No problem - pin this on your lapel and imbed the file within .pdf
amateurs...

 

[Lloyd Bonafide]

Well I charge $100 to go back out and it usually is just a matter of a few additional steps to comply with FHA requirements. For me it's a business decision to maximize the income potential. Most of the jobs I do are fairly close to my office so it's not a big deal to go back out and pick up the extra $100 rather than spend the initial extra time at the conventional inspection meeting FHA requirements JUST IN CASE it converts later on.

I've only done about two conventional to FHA conversions in the past couple of years, but that $100 is way, way too cheap for the time and work involved in my opinion. It has to be an all new report, with all new research, etc. (Plus, it's not like the lender has too much in the way of other choices than you.)

 

[Delta85]

I've only done about two conventional to FHA conversions in the past couple of years, but that $100 is way, way too cheap for the time and work involved in my opinion. It has to be an all new report, with all new research, etc. (Plus, it's not like the lender has too much in the way of other choices than you.)

I don't think you understand what I mean. If I inspect a home for a conventional report and it is converted to FHA within a reasonable amount of time why would it require an all new report with all new research? I simply return to the home and update it to meet FHA requirements for an extra $100.

Now if too much time has gone by and they need a totally new appraisal that's a different story. New assignment and new fee.

 

[Lloyd Bonafide]

Because a case number will likely be generated after the date of the first appraisal, and your new inspection to HUD standards needs to be after the case number is obtained.

Like you, I'm not doing my conventional inspections to HUD standards.

 

[David Mescon]

I take a pix of every room, click, click , click. I don't ask permission. I have to open every door. It's my license on the line and I want it documented what I saw.
Ever see a bedroom door padlocked? Teenager, gun collection, meth lab???? What do you do then?

I do the same thing. Have seen locked doors, gun rooms, meth labs and bordellos. They either open the door for me or I leave. Unless I have been specifically asked by the client to exclude a portion of a property's improvements and make an extraordinary assumption about them, (which has never happened), I need to see them.

One I actually told the FBI about. It was a postal supervisor's house. His wife and children were literally dressed in rags. He had a hidden room, (well hidden), upstairs, which contained at least a quarter million in guns, knives, grenades, and protective gear - and that was just the visible stuff. Lots of long tarped over cases on the floor - I don't think I want to know what was in those... His wife made me promise not to tell her psycho-husband she let me in there 'cause she was afraid of him.

 

[AnonApprsr]

I photograph every room, and include pictures of bedrooms in reports. If a house is a 6-3-1, you are getting 7 interior pictures.

 

[Delta85]

Because a case number will likely be generated after the date of the first appraisal, and your new inspection to HUD standards needs to be after the case number is obtained.

Like you, I'm not doing my conventional inspections to HUD standards.

I've had that happen and if enough time has passed that all new research needs to be done, new assignment and fee.