RSW
Elite Member
- Joined
- Feb 18, 2002
- Professional Status
- Certified Residential Appraiser
- State
- Tennessee
If your question is to what degree the repair has to be. My answer is, it is up to the underwriter, I included a picture and if the underwriter will accept a boarded up window with a picture being taken to show work. Then the question is answered. It is not solely the appraiser who determines the adequacy of the repair. If the underwriter throws it back to the appraiser, then I would call for new complete glass and operation.
We are dealing with a FHA appraisal here. The UW may decide about repairs if they are cosmetic. If it is an MPR item we have to condition if for repair. Exposed wood is not considered to be in compliance with MPRs.