Chipping Paint - FHA Appraisal

[tompton]

Ok, I'm a little unclear on something. I always call for the chipping paint to be fixed on all homes older than 1978. My question is, what "exactly" is the process? Is it just scrape an sand? and paint? Does the work have to be done by a professional? Is there a HUD link that explains this?

Any thoughts would be appreciated.

Thanks

 

[Mr Rex]

Lead Based Paint Hazards​

For any home built prior to 1978, check for evidence of defective paint surfaces, including: peeling, scaling or chipping paint. For all FHA insured properties, correction is required to all defective paint surfaces in or on structures and/or property improvements built before January 1, 1978 in accordance with 24 CFR Part 35. Provide a detailed description and identify the exact location of any deficiency under​

“physical deficiencies” affecting livability.

Heres a link to 24 CFR Part 35:

http://brgov.com/DEPT/ocd/pdf/1012_3final.pdf​

 

[timd354]

Ok, I'm a little unclear on something. I always call for the chipping paint to be fixed on all homes older than 1978. My question is, what "exactly" is the process? Is it just scrape an sand? and paint? Does the work have to be done by a professional? Is there a HUD link that explains this?

Any thoughts would be appreciated.

Thanks

Don't get into to how to properly correct defective paint surfaces. You are an appraiser, not a home inspector or a contractor. Just list all of the areas with defective paint surfaces and condition the report on proper correction of all defective paint surfaces that you have listed in your appraisal report.

DO NOT get into instructing anyone on how to do the repair unless you want to face huge potential liability. For instance, sanding lead paint is a good way to spread lead dust throughout the home and a good way for the person doing the sanding to breathe in lead dust unless proper precautions are taken.

 

[Groveball]

Very good points...I have called out defective paint surfaces on a couple of my most recent FHA reports and your comments are helpful.

 

[tompton]

Thanks, I guess what I really want to know is, if I call for the chipping paint to be fixed what do I need to see when I go back out to the property. Is it just that there is no longer chipping paint? Does it have to be painted? Maybe just primed?

 

[G-man]

Typically on my reports where I note peeling or chipping paint, I state that FHA requires these areas to be repaired in a professional manner, and that "ALL PAINT CHIPS MUST BE REMOVED FROM SITE". Yes, I use all caps for that. There is no point in having the area repainted and the owners pulling a dip-sh*t manuever by leaving all the paint chips on the ground.
As to the OP question, yes, FHA requires that the affected area be repainted, so as to encapsulate the older paint which may be lead based and to protect the siding from deterioration. It does not mandate it be primed or even repainted in the same color. That is where the "professional manner" comes into play. Marketability issues may ensue if the owners cover the peeling paint in a completely different color than the original paint.