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In California you don't need an appraisal license to appraise unless it is a FRT or there is a requirement for a license (such as for GSEs and the government, etc.)
So if the OP was in CA then he could do the church because it was for a private party. As long as the OP was competent.
For a bank, it would definitely be commercial if over the de minimus. For a private property, then it is what your state law says... look it up. I bet it is on line.
In NY, if one is licensed, they must abide by the license law. Section 1101.2 states what a CR can appraise without supervision. It doesn't matter whether or not the assignment is a FRT, or who the intended user is.