comp photo madness

[Kim Whiting]

The condension in here is unbelieveable....ever since the first post I made years ago....I'm still dissed for being "only" state licensed and I'm dissed for only having a relative few posts in comparison to those who have 18,000+ posts!!!! (That obviously requires writing at least 15 posts a day for God knows how many years and so the question is: when do you actually do appraisal work?). I could say I've gotten used to it but the dissing mostly comes from Appraisers with too many letters behind their names.
As for geographical competence.....only myopic individuals (read: living in an urban area) would think 200 miles is challenging. Get outside your myopic comfort zone and in the real world people actually do appraisals in Michigan, Montana, Minnesota, North and South Dakota, Iowa, Utah, etc....and within 200 miles all that changes is the paint on the 1 stop gas stations.
And for the dissers....here's a CAP for ya.....

 

[Proactive]

Get outside your myopic comfort zone and in the real world people actually do appraisals in Michigan, Montana, Minnesota, North and South Dakota, Iowa, Utah, etc....

You forgot Idaho. Newbie.

 

[Vermonter]

The condension in here is unbelieveable....ever since the first post I made years ago....I'm still dissed for being "only" state licensed and I'm dissed for only having a relative few posts in comparison to those who have 18,000+ posts!!!! (That obviously requires writing at least 15 posts a day for God knows how many years and so the question is: when do you actually do appraisal work?). I could say I've gotten used to it but the dissing mostly comes from Appraisers with too many letters behind their names.
As for geographical competence.....only myopic individuals (read: living in an urban area) would think 200 miles is challenging. Get outside your myopic comfort zone and in the real world people actually do appraisals in Michigan, Montana, Minnesota, North and South Dakota, Iowa, Utah, etc....and within 200 miles all that changes is the paint on the 1 stop gas stations.
And for the dissers....here's a CAP for ya.....

Are we in the same thread?

Nevermind. Found what you were replying to.

 

[Terrel L. Shields]

I would not rephotograph the obvious at a different time except for a fee...paid in advance...cha-ching. $1 per mile to and fro EACH from my office.

 

[Digger88]

The condension in here is unbelieveable....ever since the first post I made years ago....I'm still dissed for being "only" state licensed and I'm dissed for only having a relative few posts in comparison to those who have 18,000+ posts!!!! (That obviously requires writing at least 15 posts a day for God knows how many years and so the question is: when do you actually do appraisal work?). I could say I've gotten used to it but the dissing mostly comes from Appraisers with too many letters behind their names.
As for geographical competence.....only myopic individuals (read: living in an urban area) would think 200 miles is challenging. Get outside your myopic comfort zone and in the real world people actually do appraisals in Michigan, Montana, Minnesota, North and South Dakota, Iowa, Utah, etc....and within 200 miles all that changes is the paint on the 1 stop gas stations.
And for the dissers....here's a CAP for ya.....

***HIJACK ALERT***

with nowhere else for appraisers to go to vent/chat etc this place would virtually go viral if the haters were reprimanded. of any forum ive ever been on (im 41, there is a lot) this is by far and away, leaps and bounds the most hostile site i have been on between compatriots and i let nothing get to me. if you are faint of heart (not a diss) this place is a major turn off...

 

[BRCJR]

I know some of them have some silly rules, but they can't argue with this: the most accurate depiction of the comp is a photo shot on the day the property closes. The next best would be one shot shortly after or shortly before the COE. A picture taken 6 months later is just not as good.

As one taken 6 months earlier may not be as good, either. DOM 180. Wind storm blew off shingles or siding, for example.

 

[Thomas Fiehler]

I will share a recent conversation I had with one of our State appraisal investigators. I asked about using MLS photos and relating a conversation I had with another seasoned appraiser. His comment was that he knows the area and has driven down every street numerous times so there is not need for him to take actual comp pictures and he will use the MLS photos. The investigator said that there is nothing about photos in USPAP but if they are not driving by the comps for each assignment and viewing them from at least the street, and if they sign the URAR and other forms certifications that say they did, then they would bring charges against the appraiser. Even if the appraiser takes a pucture last month and now uses that same comp again, the cert implies that they have viewed the comp on or since the effective date of the inspection on the current or most recent appraisal and they would also bring charges against the appraiser.

 

[Vermonter]

I will share a recent conversation I had with one of our State appraisal investigators. I asked about using MLS photos and relating a conversation I had with another seasoned appraiser. His comment was that he knows the area and has driven down every street numerous times so there is not need for him to take actual comp pictures and he will use the MLS photos. The investigator said that there is nothing about photos in USPAP but if they are not driving by the comps for each assignment and viewing them from at least the street, and if they sign the URAR and other forms certifications that say they did, then they would bring charges against the appraiser. Even if the appraiser takes a pucture last month and now uses that same comp again, the cert implies that they have viewed the comp on or since the effective date of the inspection on the current or most recent appraisal and they would also bring charges against the appraiser.

And I've spoken with appraisal boards that say the opposite.

Where in the cert is the bold implied?

 

[CANative]

I will share a recent conversation I had with one of our State appraisal investigators. I asked about using MLS photos and relating a conversation I had with another seasoned appraiser. His comment was that he knows the area and has driven down every street numerous times so there is not need for him to take actual comp pictures and he will use the MLS photos. The investigator said that there is nothing about photos in USPAP but if they are not driving by the comps for each assignment and viewing them from at least the street, and if they sign the URAR and other forms certifications that say they did, then they would bring charges against the appraiser. Even if the appraiser takes a pucture last month and now uses that same comp again, the cert implies that they have viewed the comp on or since the effective date of the inspection on the current or most recent appraisal and they would also bring charges against the appraiser.

No it doesn't. The FannieCert® only says that the appraise inspected the comparable from at least the street.

 

[Randy G]

Hmmm..

RG