Condo/pud Or SFR

[Frederick R. Ruffell]

Suzanne,
I say no PUD, as there are no mandatory dues. Look at the PUD in Cottonwood (El Cajon) Thomas guide 1272-c3. Same deal, an undivided interest in other lots that are parks maintained by the county, But no Dues! There is an architectural committee to enforce the CC&R's and manage the parks.
But no matter what you decide to call it what the lender really wants to know is if the HOA can foreclose ahead of the mortgage if dues are not paid.
Hope this helps.

 

[Suzanne K Hansen]

Hi Frederick,

One of the best things about this forum is getting people in the know to comment. You hit this one on the head. It is Cottonwood! So you say no PUD. I'm ok with that except for the existence of the CC&Rs and the common interest ownership. Also, I was told that the Architectural Committee was defunct. Do you have different information about that?

Thanks for your help.

Suzanne