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Crappy Hybrid Inspection

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i dont know how many times i was told that USPAP doesn't even require an inspection, and that if the sow meets the user abusers expectations, all is well, right Mejappz? :shrug:
:rof: :rof: :rof:

USPAP has never required Physical Inspections or Measuring Properties. On Private assignments we do some where we have never even stepped foot on the property . The Lender Guidelines and Engagement is what requires- many things appraisers tend to believe have to be done.. It's all about the Engagement - Assignment Conditions and the Scope of Work required to estimate a reasonable supported estimate of Market Value.
In the future I see a broad variety of different options people will be using and ordering. The days of just the 1004 appears to be winding down. But it will still take a few more years maybe as much as 5 years.
 
Within the context of appraiser conduct, misleading is what you do, not what someone else has done. If public records is in error that's their error, not my error.
 
i dont know how many times i was told that USPAP doesn't even require an inspection, and that if the sow meets the user abusers expectations, all is well, right Mejappz? :shrug:
:rof: :rof: :rof:

USPAP is whatever your state-board decides it is on any given day. A small group of individuals get filthy rich with the public trust ruse, and you get sent to the poor house. :rof:
 
USPAP is whatever your state-board decides it is on any given day. A small group of individuals get filthy rich with the public trust ruse, and you get sent to the poor h
:rof:

no worries, just call it a draft appraisal until all intended and nonintended users abusers review it :rof:
:rof: :rof:
 
no worries, just call it a draft appraisal until all intended and nonintended users abusers review it :rof:
:rof: :rof:
So how do you think inspections should be addressed in USPAP? Full interior/exterior by the appraiser, every time and with no exceptions regardless of what the users want?

Fundamentalist Form Monkey version of appraising, "there is only one appraisal under the heavens and the URAR is it's name".
 
Fundamentalist Form Monkey version of appraising, "there is only one appraisal under the heavens and the URAR is it's name".

go do them hybrids, it will detour your biases:rof:
:rof::rof:
 
Have a review on a property that is over 4,000 sf, for a property valued at almost $3Mil. First dumb question, WHICH LENDER IS DUMB ENOUGH TO ALLOW THIS TO BE A HYBRID??? Anyway, the inspection is crap, I have an entire list of stuff that is a discrepancy and the appraiser didn't bother to look at the pictures or change anything from what the inspector said. So we start with they say slab foundation, this area only builds pier and beam, even today, only pier and beam, plus when you see the damn air vent on the floor, that should tell you something. Next, the drop stair attic that they list sure does look like a regular old door that you walk through with no stairs to climb. This company/person is also really good at calling aluminum gutters and downspouts "Galvanized Steel", I laugh almost every time I see this. They said there are 2 porches in the inspection and the appraiser writes up no porch with a screened in patio. I'm seeing an outdoor fireplace and an attached grill, yet this is the second one today from the same company that has chosen not to make an adjustment for an attached grill...is this becoming the new norm and I haven't heard anything about it? All of the bathrooms and the kitchen have been completely updated/remodeled, the only thing in the bathrooms that stayed were the tubs and toilets in the secondary bathrooms, but they said that only the floors and some of the counters were redone in the bathrooms and only the floors in the kitchen in the last 15 years, the last MLS listing was in 2015 and the interior has all changed since then. And the one that I think is the funniest, that the laundry room has no issues, yet it is only drywall, no protective coating over the drywall...ya know, like paint...so if the hose from the washer bursts and sprays everything, I guess nothing is going to happen and it will just magically go down the pipes. Now the actual square footage, they never mention anything about the square footage in the report being to ANSI standards, which this is not, they don't even mention what system is used or anything they used to determine the square footage. So I'm looking at the pictures, which are about the size of a postage stamp and go back to a previous listing on the house to see better pictures for these rooms, to find that they took 2 closets and said that because they were lower than 7 feet, they are no longer square footage, yet they are taller than 5 feet, which should have counted because more than half...as in the entire rest of the room/space...is over 7 feet and last I checked, it said that more than half the room has to be above 7 feet but no lower than 5 feet for it to still be counted as square footage. Am I just missing something here and why would anyone rely on these people that have no clue about anything to measure a house and rely on that report for something with this type of a price tag on it and not question it? Are these hybrids not reporting ANSI standards for measuring, or are they not required to?
Attached grills are like fireplaces IMO. Impossible to find a supportable adjustment for. I would never adjust for just the grill. That’s a small feature, what’s the value anyway? A couple thousand? Curious what other people adjust for attached grills now.
 
Wow I do not get that picky about such minutia of low value items even in my own appraisal. Who cares about a grill or if the laundry room is on the second or first floor or has protective coating on the paint? Delving into a list of dinky items can undermine your own credibility, to the point where by the time you comment on substantial major items they might question your judgement. .
I COMPLETELY agree. Adding a ton of irrelevant information and adjustments on minor differences is rarely helpful. I see appraisers sometimes make $1000 adjustments for HWBB to wall heating or $1500 adjustments for fireplaces and I’m like, why? And how are you justifying any of these tiny adjustments?
 
go do them hybrids, it will detour your biases:rof:
:rof::rof:
So answer the question: How do you think USPAP should be altered to prohibit appraisers from performing desktop appraisals?
 
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