Crappy Hybrid Inspection

[George Hatch]

Two things can be true at once. I can believe that it's better for the appraiser to personally inspect whilst at the same time acknowledging that appraisers can appraise properties without personally inspecting them.

Matter of fact, I'm just finishing up a desktop appraisal on a property I have never inspected. It's not local to me, either. I'd rather not be doing this assignment but my client doesn't trust anyone else to do it. The last guy who appraised the property inspected it but made other errors that dwarf whatever mistakes could be made in any inspection.

 

[djd09]

bring your boy DW here so you two can high five each other hip hip hooray AMC

 

[djd09]

maybe you just dont know what you are doing at an inspection. it does take a good amount of training especially construction knowledge. it is probably a good thing you keep sitting at your desk

 

[George Hatch]

My HP12c has forgotten more about appraising than you'll ever understand.

 

[djd09]

just keep sitting at your desk because obviously your inspection skills are limited or you got some serious bias

 

[George Hatch]

I've been meaning to ask. Do you even have an appraisal license anymore?

 

[djd09]

I've been meaning to ask. Do you even have an appraisal license anymore?

why you want to know?

 

[George Hatch]

Because I sometimes get the impression that you're one of the appraisers who got starved out of the business some years ago.

 

[chad hampton]

Aren't 2055's called exteriors? How would those be misleading?

One of the other word changes the AMC talking heads made was changing the meaning of the word desktop to mean the appraiser sits at his desk . A desktop now has morphed into meaning a full interior appraisal inspection took place. By someone. Who knows who? Of course, since USPAP considers the inspection significant, that person must be named in the report. Especially since they are acting in the role of an appraiser. Hope they have a license. And are you actively supervising them like your state may require? So many rules to bend or break so the mouthpiece's favorite AMC can make another $100 per order.

It's sad to see some appraisers complete lose all integrity over this issue. I'm sure at one point in time they were very well respected professionals.

 

[George Hatch]

Do you somehow believe that the users of these things don't know that the appraiser isn't personally inspecting anything? That they're being deceived in any way as to who is doing what? That appraisers are unable to provide whatever clarifications they need to in order to convey the limitations of the SOW for their assignment. Surely you know the GSEs have a different form for these that spells all this out. Right?

And if you're going to allege that your state prohibits an appraiser from using a 3rd party inspection report as a data source, or that the state requires the appraiser to supervise a 3rd party inspector then do you have a citation in your regs that you can point to that says so? Because I highly doubt that you do.

Long story short, if the SOW for your assignment requires personal inspection by the appraiser and if that's what the appraiser is certifying to then of course they have to do just exactly that. But if the SOW for the assignment doesn't require a personal inspection by the appraiser and if the appraiser ISN'T fraudulently saying they did something they didn't personally do then that ISN'T deceptive or improper.