Deck Railing

[pjkeys]

For FHA/HUD, at what height is safety railing required for elevated deck.....18" from the ground,... OR 30" ????? I'm finding conflicting information in 4000.1 handbook.

What is the conflicting information? I have never seen specifics concerning this issue in the handbook. It appears to be a judgement call as to whether the railing is at adequate height for the particular deck.

 

[The Bob]

123456

 

[andrew81]

Appraiser Reporting states missing handrails that do not pose a threat to safety is considered cosmetic. Does not indicate a distance requirement. Appraiser judgment.

Default Servicing requires lenders to install or repair handrails when the distance from the finished floor to the ground surface is greater than 18 inches.

 

[pjkeys]

Appraiser Reporting states missing handrails that do not pose a threat to safety is considered cosmetic. Does not indicate a distance requirement. Appraiser judgment.

Default Servicing requires lenders to install or repair handrails when the distance from the finished floor to the ground surface is greater than 18 inches.

What section of the 4000.1 states this height requirement?

 

[andrew81]

What section of the 4000.1 states this height requirement?

Default servicing is for lenders not appraisers.

III. SERVICING AND LOSS MITIGATION
A. Title II Insured Housing Programs Forward Mortgages
2. Default Servicing - Conveyance of Acquired Properties
(vi)Floors and Walkways
The Mortgagee must ensure that interior walking surfaces are safe or
otherwise patched, replaced, or repaired to be free of hazards as follows:
• any floor finishes, including carpeting, sheet vinyl, wood,
laminate, ceramic or vinyl tiles, and all tack strips and fittings that
are damaged, loose, or otherwise hazardous, must be removed. The
Mortgagee is not required to replace these finishes once removed;
and
• holes or openings in interior walking surfaces must be patched,
replaced, or repaired. Weak or spongy flooring must be inspected
and, if needed, repaired to address hazardous conditions with an
approved over-allowance.
The Mortgagee must repair damaged or missing handrails or stair treads
on elevated exterior porches, patios, decks, and balconies where the
distance from the finished floor to the ground surface is greater than 18
inches. If repair is not feasible, the Mortgagee must provide temporary
rails, fencing, or other means to prevent or mitigate falls.

 

[pjkeys]

Default servicing is for lenders not appraisers.

III. SERVICING AND LOSS MITIGATION
A. Title II Insured Housing Programs Forward Mortgages
2. Default Servicing - Conveyance of Acquired Properties
(vi)Floors and Walkways
The Mortgagee must ensure that interior walking surfaces are safe or
otherwise patched, replaced, or repaired to be free of hazards as follows:
• any floor finishes, including carpeting, sheet vinyl, wood,
laminate, ceramic or vinyl tiles, and all tack strips and fittings that
are damaged, loose, or otherwise hazardous, must be removed. The
Mortgagee is not required to replace these finishes once removed;
and
• holes or openings in interior walking surfaces must be patched,
replaced, or repaired. Weak or spongy flooring must be inspected
and, if needed, repaired to address hazardous conditions with an
approved over-allowance.
The Mortgagee must repair damaged or missing handrails or stair treads
on elevated exterior porches, patios, decks, and balconies where the
distance from the finished floor to the ground surface is greater than 18
inches. If repair is not feasible, the Mortgagee must provide temporary
rails, fencing, or other means to prevent or mitigate falls.

What section of the 4000.1 states this height requirement?

 

[andrew81]

What section of the 4000.1 states this height requirement?

I just posted the section lol

III. SERVICING AND LOSS MITIGATION
A. Title II Insured Housing Programs Forward Mortgages
2. Default Servicing - Conveyance of Acquired Properties
(vi)Floors and Walkways

 

[pjkeys]

I just posted the section lol

III. SERVICING AND LOSS MITIGATION
A. Title II Insured Housing Programs Forward Mortgages
2. Default Servicing - Conveyance of Acquired Properties
(vi)Floors and Walkways

I've got the handbook in front of me. Not there.

 

[andrew81]

I've got the handbook in front of me. Not there.

 

[Terrel L. Shields]

As usual, it depends. If someone falls off the deck, what will they land on?

I knew a guy who fell off a low roof...unfortunately he fell across a metal fence and was skewed. Lucky to live and it disabled him for life. Ruptured gut, and worse.

I was so drunk once I had to grab the grass to keep from falling off the ground.