Do I have an "Ethical Obligation"?

[Fernando]

That's the problem with appraisers holding USPAP as the bible. They don't need to think, just follow USPAP and not get in trouble.
Real appraisers would know what relevant information needed to be put into the report.

 

[sputnam]

That's the problem with appraisers holding USPAP as the bible. They don't need to think, just follow USPAP and not get in trouble.
Real appraisers would know what relevant information needed to be put into the report.

'Nando, as previously stated, the financial arrangements/situation of the people involved is not relevant to the market value of the subject property. Or in other words, while interesting maybe, it's none of your professional business.

 

[djd09]

mortgage fraud can turn into wire fraud...when you deal with criminals dont be surprise...you know kinda like with the unethical appraisal stakeholders

 

[shrubberyvaluation]

So... do you have specific verbiage when the nature of the transfer seems obvious but you dont know for sure, e.g. "the transfer appears to have been..." Or, can the appraiser's SOW include a blanket disclaimer that pertains to the status of issues that must be addressed, without definitive info? [I'll prob get blasted for lack of competence, or courage, but it's an issue that confuses me each time I analyze prior transfers... and as an aside, although I love love Spark, it makes me wonder whether the Spark default protocol to download all priors is sufficient. Your insight greatly appreciated as always.

I say appears to be based on the deed, or based on whatever else I think is the best source.