Do You Wonder If It Will Happen To You?

[Webbed Feet]

<snip>
Oh yeah, the letter, they concluded I had done a good job on comp selection, USPAP compliance and my report was golden.

<snip>

Mr. Probasco,

Congrats! .....

Webbed.

 

[Conservative in Virginia]

Yeah.. and we all sit here at our desks alone.. reading each other's stories and advise but when that letter comes in my mailbox I am still intimidated, scared and ready to jump off a bridge. I wish I could import about 10 of you to sit here with me and ease my worried mind. (Well maybe not Steve from New York - he makes me mad sometimes!!! )
Thanks

C

 

[OSU Beavers]

Doug every complaint must be evaluated or investigated? As I said, give the report a once over and check the data, but when you go LOOKING for petty items in response to a retaliatory complaint then yes the appraisers feel persecuted.

For example fast forward to last year. I did an appraisal for refinance on a non-owner occupied SFR for a new and possibly retarded mortgage broker in Florida. I asked him before he ordered “Do you need the rental forms 216 and 1007 in addition to the 1004?” No.

I met the owner at the property, verified the rent with the tenants, was paid COD and sent the report. I week later I get a message from the MB “We are going to need you to add the 216 & 1007 or change the report to Owner Occupied”. I let him know the charge to add the rental forms. A week later another message “The borrower is moving in to the property so we need you to change the report to Owner Occupied.” I tell him that since it was tenant occupied on the date of inspection he will need a new report. Now for three weeks all MB is telling the borrower is “the appraiser wants more money”. She gets royally ticked off and calls me demanding that I change the report to owner occupied or she is going to complain to the state.

She calls the ACLB and tells them that I am holding up her loan. Now Oregon is not Wisconsin so Bob recognized this as a frivolous or retaliatory complaint and called me up to get my side. We spoke for an hour and we concluded that the broker was not communicating properly with the borrower and that I was just following the rules. I really appreciated the time he spent to head off a BS complaint and he must have successfully talked her down because that was the last I heard of it. The only part of our conversation that disturbed me was when Bob said that if she did file a complaint then the board would have to investigate me for USPAP violations.

That right there is why good appraisers refund fees or bad appraisers kneel under and change reports rather than having to drop our shorts and bend over for three months hoping our SOW, HBU or other comments pass the test.

 

[Caligirl]

Every state board that receives complaints against appraisers for not hitting the number should be *required* to do what Tennessee did (see link below):

http://appraisersforum.com/showthread.php?t=139004

 

[Roscoeman]

Congratulations Sir, it must be a great feeling:new_multi:

 

[Lawrence R.]

I fear no one. I have a niche in my service area and I have told this story several times. This canceled assignment happen over five years ago. I have stated this to my clients also. The problem is my complaint cannot be seen in a public domain. It can only be seen within the licensing department known as Board of Registration here in MA.

I believe in Karma, I’m sure someone did to him as he did unto me. The loan officer said he was financing his property while he can qualify for the loan and then he will be retiring, smart guy to service debt when your retired.

Not so much fear, but how about healthy skepticism? I got dinged by the board for something my Super signed off on back in my babe in the woods days, and now, almost 5 years after the findings, I am one of like 25 people whose name is right on the front page of our board's website for disciplinary actions. The real rub? My super managed to negotiate a private sanction for the SAME DAMN REPORT!!

I know for sure it costs me business. When I asked, I was told that my reprimand was a matter of public record. I could understand if someone wanted to file a FOIA, they could get my record. But, it is tantamount to having my name on a billboard in every town!! I haven't been forceful about it, but I have respectfully asked informally to take it off the site. Request denied. Mine is the oldest infraction on there by a long shot. Feb of 09, I will no longer be legally required to even keep a copy of that file.

So, yeah. I cringe when people threaten to turn me in to THAT board.

 

[Oregon Doug]

O.D.

They are confusing the process with the standard. A few here seem to believe because they are notified of the complaint as required by regulation, and hence must turn in their work file by regulation, that they are being persecuted unfairly.

Webbed.

It has always been so and I'm sure that it will be so forever. Sadly, many have never understood that and they never will.

You educate 'em, I'm done,
Oregon Doug

 

[probasco]

Mr. Probasco,

Congrats! .....

Webbed.

how you doing barry?

 

[McPheeters]

"You educate 'em, I'm done,
Oregon Doug"


My red for a lead-in , my blue for emphisis-
This Board needs a fair minded member with a high level of knowledge, experience and willingness/desire to be active in the pursuits of the Boards mission:

"The ACLB protects the public by ensuring that all real estate-appraisal activities conducted in Oregon are in compliance with state and federal laws and standards. The ACLB is committed to ensuring the availability of state-certified and state licensed appraisers; establishing and developing appraisal education and experience requirements; and ensuring that appraisals are performed in writing and in accordance with the Uniform Standards of Professional Appraisal Practice by individuals whose competency has been demonstrated and whose professional conduct is subject to effective supervision."

Webbed, I believe you are the person to fill Doug's position. As a regulant of the ACLB, it is my opinion that this Board needs your integrity, honesty and straightforwardness. You have my full support.

Just my 2 cents.

 

[probasco]

"You educate 'em, I'm done,
Oregon Doug"


My red for a lead-in , my blue for emphisis-
This Board needs a fair minded member with a high level of knowledge, experience and willingness/desire to be active in the pursuits of the Boards mission:

"The ACLB protects the public by ensuring that all real estate-appraisal activities conducted in Oregon are in compliance with state and federal laws and standards. The ACLB is committed to ensuring the availability of state-certified and state licensed appraisers; establishing and developing appraisal education and experience requirements; and ensuring that appraisals are performed in writing and in accordance with the Uniform Standards of Professional Appraisal Practice by individuals whose competency has been demonstrated and whose professional conduct is subject to effective supervision."

Webbed, I believe you are the person to fill Doug's position. As a regulant of the ACLB, it is my opinion that this Board needs your integrity, honesty and straightforwardness. You have my full support.

Just my 2 cents.

if webbed is who i think it is, i concur..