Does A Bedroom Need Full Access To A Full Bath?

[Roxanne Spalding]

Never saw this before so need your input please. I am appraising a house with one full bath but it is in the master. The hall bath is a half bath. So I am wondering if underwriters will bite as it being a two bedroom or only a one bedroom based on the bath situation. The only shower or tub is accessible only by going through the master bedroom. There is a secondary bedroom but only has access to a half bath. So one bedroom or two?

 

[J Grant]

it is a 2 bedroom with some funct obs in the floorplan

 

[timd354]

So I am wondering if underwriters will bite

Are you or the underwriter appraising the property?

 

[Roxanne Spalding]

Are you or the underwriter appraising the property?

Given some of the underwriters and their requirements, I am beginning to wonder! ☺

 

[glenn walker]

Two Bedrooms and be done

 

[Michigan CG]

Two bedrooms with functional obsolescence.

 

[Mr Rex]

2 BRs with 1.5 baths with fing obsolesence.

 

[Riick]

There is no such thing as a "secondary" bedroom.
If *you* were thinking about purchasing this property would you think 2 bedroom or 1?
You're supposed to put yourself in the shoes of a potential buyer.
As for me, as desribed: Two bedrooms with functional obsolescence in floor plan.

 

[Tom4value]

Is there a way to install a door to the bathroom in a hallway? If so, figure out the cost to do so and that is your functional obsolescence. Round these parts, the market demands in a 2 bedroom + home common access to a full bathroom.

 

[Deleted member 77547]

Agree with the others. Two bedrooms with some functional. Unless that's the way the homes were built in that neighborhood then the question is...is it generally accepted by the market. I had a neighborhood with raised ranch homes whose kitchens were in the lower level, meaning no above grade kitchen. It was just a thing that builder did in that subdivision in the 60s and they sold pretty much right along with the others. FInding comps was not an issue.

I once had a new construction deal ($1 million more or less) and the people had four bedrooms on the 2nd floor with a jack and jill bath between two bedrooms and a master bath in the master bedroom. The fourth bedroom had no bath...or a hall bath...they'd have to run downstairs to the powder room in the middle of the night or enter one of the other three bedrooms to access a bath. This was done to accommodate a larger 2nd floor laundry room. That one I applied functional obs to the floor plan.