I have a dumb question that I need help with please. When my wife started her business she was a 1 person shop and acquired insurance in that capacity. Since then the business has grown to include one other certified residential and myself as a part time registered assistant. We are about to renew the insurance policy and need some advice. We will be including myself on the insurance but should or do we need to include the other cert. appraiser working for use even if she sign her reports solely. Thanks in advance for any input.