Mike, .....Not all carriers have withdrawn mold coverage. Mine, at least at this time, offers it. I will renew in July, and find out in June what the options are then. Statistically, there is lesser need for me to be as concerned about it here than what others are experiencing in other states. Your next-best "coverage" is to be sure your property observation procedures are sharp, that you describe very well (in simple easy language) exactly what "stuff" you might see, and where it is. Consider sources and locations of possible problems which might cause mold to occur. Take a photo of what is "readily observable". Remember, it is usually not our job to go behind walls and under floors. Include those text comments and photos in your report. Place the obligations on your client, and other professionals, to determine whether they need further investigation. Do NOT conclude that it IS mold, just state how it might be worthy of someone else's conclusion.
