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E & O Insurance

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E & O is quoted on volume of business and many will audit you annually for your volume before billing. My certified sub has insurance for $380/yr. thru LIA. $500,000/500,000 coverage, $5000 deduct.

I am Cert. Gen, have an additional registration, and my RA has to be covered before one company that I quoted. The fee is in the $4,000 range. Another, willing to cover only me was quoted at $1,477. Another $1,500. I am still looking. I understand people getting E & O thru NAIFA had a 40-50% increase last year due to fewer people in the pool.
 
Thanks Terrel, that is really helpful Info. b/c I am still learning the details, and at least with a few numbers to go buy I can at least sound like I know what I'm looking for.
 
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