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EXOS (Borrower inspection App)

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djd09

Elite Member
Joined
May 20, 2009
Professional Status
Licensed Appraiser
State
Ohio
Mortgage technology and services company ServiceLink has released its EXOS Inspect app, which gives lenders the ability to allow borrowers to complete home inspections themselves at their homes.

ServiceLink says the app can be used to support home equity lending and to collect data for portfolio management processes including loss mitigation, loan modification and private mortgage insurance (PMI) removal.

Homeowners are guided through a step-by-step process using any compatible smartphone or tablet to complete a video inspection of a room and highlight home improvements in under a minute. Geo-fencing, time-stamping and AI technology assure the accuracy of the data. Video provides a higher level of transparency than photos alone assuring all angles of the rooms and property are evaluated during the inspection process. EXOS Inspect includes a unique privacy feature to identify and screen out specific visuals, such as people, most family photographs and many religious objects.


It can also screen out mold, repairs needed, and much much more.

:rof: :rof: :rof:
 
EXOS is a steaming turd and a pox upon the face of appraising. The most annoying, counterintuitve, and bug-riddled pile of garbage I've ever encountered.
 
You would think with the fortune they have made fleecing appraisers, they could come with an app that works.
 
You would think with the fortune they have made fleecing appraisers, they could come with an app that works.
It’s dosent matter if it worKs, or works just sometimes or that it’s just a PIA that hassles Appraiser’s and their staff with headaches. What matters is that their clients are bedazzled into believing it works.
 
Cons
Let’s start with the absolute obvious here. MANAGEMENT! Mid level management employees are brain washed into treating entry level employees like a herd of cattle. None of us have any freedom to do anything. Including going to the bathroom or getting a drink of water. It’s not entirely their fault though, because if they fall out of line they are smacked down with threat of a demotion or termination. Now let’s get to the real stuff. SENIOR MANAGEMENT IS A JOKE! I honestly can’t even find a better word to describe this. These people have the audacity of screwing up everything they touch then proceed to blame the little guys or their panel of providers. They preach accountability but have none for themselves. They get to talk about taking flights on the company’s dollar, golf outings, using the corporate card for bar hopping on client visits, etc. yet, I haven’t seen a raise in 5+ years! Explain that to me, please. They are out of touch and cold. They don’t greet you with a smile unless they want something from you. They go off on 4+ hour smoke breaks with their little clique while the rest of us are stuck trying to put out the dumpster fire they call Exos. They’re invisible unless they’re stalking the aisles trying to micromanage you. They are less than intelligent when it actually comes to executing their job. They hold these “prestigious” job titles they are so proud of but have ZERO clue on what is actually going on. When a client is unhappy, low level employees lose their jobs. Certainly can’t be at the fault of management to whom feel as though they shouldn’t have to get their hands dirty ...ever! Therefore, wont listen or learn when the people in the trenches day in and day out try and explain any problem to them. They use fear and manipulation to get what they want. People are chained to their desks for 8+ hours a day with very limited, if any, breaks while anyone with a title is seen sneaking out sometime between 4 and 5 every day. They once told an employee who spoke up about morale that if they didn’t like it to just leave. Heaven forbid you have a family emergency or anything of that nature because you still can’t leave. It’s a prison. It is hell on earth. When clients come around they force us into these stuffy clothes for appearance sake when clearly the clients read every word we all write anyway. So it’s pretty pointless. FYI any client of ServiceLink reading this please know that every 5 star review on here is fake. Much like the reviews on any app or website (Exos). They are manufactured by employees who are forced to leave behind any code of ethics and write fake reviews or suffer the consequences. Now, finally let’s get into the best part. HUMAN RESOURCES THIS IS FOR YOU! Employees have nicknamed HR whenever they’re seen because that means layoffs are coming. They aren’t trusted and then sit back in their offices and wonder why everyone is always so negative when they come around. It doesn’t take a genius to figure that out. In addition they are helpful. If you have a complaint about someone, especially management, they will run to the next building, rat that person out and 2 weeks after, that person is fired. They don’t have your back. They are snakes, like everyone else in that place. Please tell me how you managed to lose several employees of 10+ years in ONE MONTH bc they had enough of your abuse. Your exit interviews are a waste of time. It’s all a waste of time. We don’t want picnic tables or latte machines. We want compensation for our hard work. We want management and human recourses to take mandatory sensitivity training so they can hopefully come back into contact with their human side. We don’t want to work 7 days a week. We don’t want disgusting food in an empty warehouse that we aren’t even allowed to go to. We want morale back. We want to come to work and be happy and not dread even getting out of bed. We want a CLEAN (cockroach free), safe environment to work in. We don’t want marketing to manufacture false reviews. We want our equipment and tools to work as promised so you stop blaming production on us when we are all only human. We don’t want to be degraded and talked down to. We want to be treated with respect and treated equal. You’d be surprised to find what happens when you start doing the right thing and start listening to us instead of stifling us and locking us down.

ouch.
 
I personally know a couple people on the EXOS team. One that I talk with often tells me the app is still not working the way it was designed. This person still has to "help" set up the appointment (one major thing the app is supposed to do) - still has to check with the appraiser - still has to ... pretty much do the same job(s) they did at Servicelink before Exos

They do say the app does work in some areas MUCH better than in other areas.
One of the biggest push backs they've told me is borrowers/users not wanting to download an app for a "one time" use
 
Cons
Let’s start with the absolute obvious here. MANAGEMENT! Mid level management employees are brain washed into treating entry level employees like a herd of cattle. None of us have any freedom to do anything. Including going to the bathroom or getting a drink of water. It’s not entirely their fault though, because if they fall out of line they are smacked down with threat of a demotion or termination. Now let’s get to the real stuff. SENIOR MANAGEMENT IS A JOKE! I honestly can’t even find a better word to describe this. These people have the audacity of screwing up everything they touch then proceed to blame the little guys or their panel of providers. They preach accountability but have none for themselves. They get to talk about taking flights on the company’s dollar, golf outings, using the corporate card for bar hopping on client visits, etc. yet, I haven’t seen a raise in 5+ years! Explain that to me, please. They are out of touch and cold. They don’t greet you with a smile unless they want something from you. They go off on 4+ hour smoke breaks with their little clique while the rest of us are stuck trying to put out the dumpster fire they call Exos. They’re invisible unless they’re stalking the aisles trying to micromanage you. They are less than intelligent when it actually comes to executing their job. They hold these “prestigious” job titles they are so proud of but have ZERO clue on what is actually going on. When a client is unhappy, low level employees lose their jobs. Certainly can’t be at the fault of management to whom feel as though they shouldn’t have to get their hands dirty ...ever! Therefore, wont listen or learn when the people in the trenches day in and day out try and explain any problem to them. They use fear and manipulation to get what they want. People are chained to their desks for 8+ hours a day with very limited, if any, breaks while anyone with a title is seen sneaking out sometime between 4 and 5 every day. They once told an employee who spoke up about morale that if they didn’t like it to just leave. Heaven forbid you have a family emergency or anything of that nature because you still can’t leave. It’s a prison. It is hell on earth. When clients come around they force us into these stuffy clothes for appearance sake when clearly the clients read every word we all write anyway. So it’s pretty pointless. FYI any client of ServiceLink reading this please know that every 5 star review on here is fake. Much like the reviews on any app or website (Exos). They are manufactured by employees who are forced to leave behind any code of ethics and write fake reviews or suffer the consequences. Now, finally let’s get into the best part. HUMAN RESOURCES THIS IS FOR YOU! Employees have nicknamed HR whenever they’re seen because that means layoffs are coming. They aren’t trusted and then sit back in their offices and wonder why everyone is always so negative when they come around. It doesn’t take a genius to figure that out. In addition they are helpful. If you have a complaint about someone, especially management, they will run to the next building, rat that person out and 2 weeks after, that person is fired. They don’t have your back. They are snakes, like everyone else in that place. Please tell me how you managed to lose several employees of 10+ years in ONE MONTH bc they had enough of your abuse. Your exit interviews are a waste of time. It’s all a waste of time. We don’t want picnic tables or latte machines. We want compensation for our hard work. We want management and human recourses to take mandatory sensitivity training so they can hopefully come back into contact with their human side. We don’t want to work 7 days a week. We don’t want disgusting food in an empty warehouse that we aren’t even allowed to go to. We want morale back. We want to come to work and be happy and not dread even getting out of bed. We want a CLEAN (cockroach free), safe environment to work in. We don’t want marketing to manufacture false reviews. We want our equipment and tools to work as promised so you stop blaming production on us when we are all only human. We don’t want to be degraded and talked down to. We want to be treated with respect and treated equal. You’d be surprised to find what happens when you start doing the right thing and start listening to us instead of stifling us and locking us down.

ouch.
I'm guessing you didn't enjoy your time there?...
 
Mid level management employees are brain washed into treating entry level employees like a herd of cattle. None of us have any freedom to do anything. Including going to the bathroom or getting a drink of water. It’s not entirely their fault though, because if they fall out of line they are smacked down with threat of a demotion or termination. Now let’s get to the real stuff. SENIOR MANAGEMENT IS A JOKE!.....................

Aren't you self-employed? So wouldn't you be the management of your company?
 
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