Feb 4th GSE requirements

[Phlyguy]

Hmmmmmmm...... Isn't the 1004MC addendum acceptable? After all, Fannie Mae did name it the Market Condition Addendum.

I still include it and consider the grid to be an illustration.
I have always included the details of my market study and figure the 1004mc is as good a place as any to do the writing. I do a narrative, including overall town data from Banker and Tradesman and then MLS data focused on the subject’s market- as well as the MC grid focused on the same subject market parameters.
I usually have very small sample sizes (and that is what I wish the GSE’s would address) so will take all of the info in aggregate to arrive at my conclusions.