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FHA Accessory Unit?

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shadow77

Freshman Member
Joined
Oct 28, 2007
Professional Status
Certified Residential Appraiser
State
Florida
I am currently working on a FHA appraisal for a property located in a rural area. The home has an attached mother in law suite that features a bedroom / living area and full bath. The attached area has it's own seperate entrance and can not be accessed from the main house. Since the unit does not have it's own kitchen, does FHA consider this an accessory unit? Since the space is attached and does not feature a kitchen, can I include this space in the GLA for the main home? Due to the rural location, I have not been able to locate another comparable with a similar attached space. Any help would be greatly appreciated. Thanks
 
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I appreciate that this in not an FHA appraisal but thought the FHA definition may do you some good. The accessory unit is defined as a ...


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The information your looking for is in Appendix D to HUD Handbook 4150.2.

Accessory Unit / Accessory Dwelling Unit

The accessory unit is defined as a habitable living unit added to, created within, or detached from a single-family dwelling that provides the basic requirements for living, sleeping, eating, cooking, and sanitation.
Accessory Dwelling Units (ADUs) are commonly understood to be a separate additional living unit, including separate kitchen, sleeping, and bathroom facilities, attached or detached from the primary residential unit, on a single-family lot. ADUs are usually subordinate in size, location, and appearance to the primary unit and may or may not have separate means of ingress or egress.

Attached units, contained within a single-family home, known variously as "mother-in-law apartments," are the most common type of accessory dwelling unit. Accessory units usually involve the renovation of a garage, basement, or small addition to a single-family home.

FHA Criteria
“Accessory dwelling unit" means a subordinate dwelling unit may or may not be incorporated within, or detached from a single-family structure. Accessory units may not be subdivided or otherwise segregated in ownership from the primary residence structure.

Some accessory units may predate the adoption of local zoning ordinance and may therefore be classified as legal nonconforming units.

Utility Service Requirements
An accessory apartment must be connected to the utilities (except telephone, television and cable) of the dwelling unit and may not have separate services.

General Description
Field
Protocol
Units
• Mark the appropriate box. The URAR is designed for one-unit dwelling or one-unit with an accessory unit.
 
I am currently working on a FHA appraisal for a property located in a rural area. The home has an attached mother in law suite that features a bedroom / living area and full bath. The attached area has it's own seperate entrance and can not be accessed from the main house. Sincethe unit does not have it's own kitchen, does FHA consider this an accessory unit? Since the space is attached and does not feature a kitchen, can I include this space in the GLA for the main home? Due to the rural location, I have not been able to locate another comparable with a similar attached space. Any help would be greatly appreciated. Thanks

Absent "cooking/kitchen" the "guest suite" does not appear to meet FHA definition of an Accessory Dwelling Unit:

"The accessory unit is defined as a habitable living unit added to, created within, or detached from a single-family dwelling that provides the basic requirements for living, sleeping, eating, cooking, and sanitation"

Suggest reviewing this concurrent thread as well:

http://appraisersforum.com/showthread.php?t=169468
 
Greg and Mike have both given you the answer to your question. You may want to consider if the subject is overimproved. Is it possible to install an entry from the main dwelling to this section without causing a functional inadequacy?
 
Appraiser should demand the what ever be removed! LOL.
 
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