FHA Case number

[DKAYTES]

Wondering if anyone knows how to check if the FHA case number has actually been assigned to a speciffic appraiser ? Or if it has been re-assigned to another appraiser ? I have an FHA conncection page log on but does not allow me to do a query for case numbers.m2:

Thanks

 

[Marcia Langley]

DKAYTES,

The only way to check is to call the HOC.

 

[c w d]

Given the rampant lies about case assignment numbers from MB's and LO's you'd think this basic function would be available to us in order to determine if we really are assigned to an FHA case. I don't know about the rest of you but a lot of cold call clients are now using the "case assignment sheets" to withhold payment while they try and determine if we're going to come in on value. Not to mention a lot of MB's and LO's either pretend or really don't know what the assignment sheets are. I had one broker hand write and fax me a case number several times with different wording trying to satisfy my request. Still others have never seen or heard of them. It's BS that FHA has not provided this basic function. It would alleviate friction and hassles and serve as verification that one is not doing an assignment that is assigned to another appraiser.

 

[Michael Tipton]

Given the rampant lies about case assignment numbers from MB's and LO's you'd think this basic function would be available to us in order to determine if we really are assigned to an FHA case. I don't know about the rest of you but a lot of cold call clients are now using the "case assignment sheets" to withhold payment while they try and determine if we're going to come in on value. Not to mention a lot of MB's and LO's either pretend or really don't know what the assignment sheets are. I had one broker hand write and fax me a case number several times with different wording trying to satisfy my request. Still others have never seen or heard of them. It's BS that FHA has not provided this basic function. It would alleviate friction and hassles and serve as verification that one is not doing an assignment that is assigned to another appraiser.

How difficult would it be for FHA to program into their system e-mail notification of a FHA appraisal assignment to the assigned appraiser?

 

[DKAYTES]

Not to mention a lot of MB's and LO's either pretend or really don't know what the assignment sheets are. I had one broker hand write and fax me a case number several times with different wording trying to satisfy my request. Still others have never seen or heard of them. It's BS that FHA has not provided this basic function. It would alleviate friction and hassles and serve as verification that one is not doing an assignment that is assigned to another appraiser.

(My Bold) This is my point. I have gotten assignements that MB's have sent me because they sent someone the order and then sent it to me to do the assignement and see if I can "hit their number". I do fair market value. Period. The reason why I posted is because a client sent me an assignment with a case number and when the finial value came in lower than the sales price, they told me they would find someone that will get them their number. I told them - go ahead. My opinion is defendable and supported. :new_2gunsfiring_v1:Now, does FHA reassign the case number to another appraiser? Or are the MB's using the same case number ?

 

[c w d]

It is my understanding, which is often flawed, is that once an assignment is made to a specific appraiser and that appraiser submits a report your client is responsible under FHA requirements to pay for the appraisal.

The way to insure that you're assigned the case number is to request the FHA Case Assignment sheets showing that you are assigned to that case number. Until that is done do not proceed with the assignment. A lot of clients who play the "value we need for pay" game will use many excuses to delay your assignment until they are sure the appraised value is what they need. Excuses will generally be "We've never had to do that with our other appraisers" or "I don't know what you're talking about. What assignment sheets?". And they will go to extraordinary lengths to delay your assignment. So, just tell them that until the assignment sheets are received that you can not proceed or only conduct COD business, or both.

 

[Let me be Frank]

It is my understanding, which is often flawed, is that once an assignment is made to a specific appraiser and that appraiser submits a report your client is responsible under FHA requirements to pay for the appraisal.

The way to insure that you're assigned the case number is to request the FHA Case Assignment sheets showing that you are assigned to that case number. Until that is done do not proceed with the assignment. A lot of clients who play the "value we need for pay" game will use many excuses to delay your assignment until they are sure the appraised value is what they need. Excuses will generally be "We've never had to do that with our other appraisers" or "I don't know what you're talking about. What assignment sheets?". And they will go to extraordinary lengths to delay your assignment. So, just tell them that until the assignment sheets are received that you can not proceed or only conduct COD business, or both.

"Zactly"...We require the HUD forms to be faxed or emailed to us prior to inspecting the property. One more thing, COD ONLY. Once the forms are sent over it will clearly show the property address and the appraiser details it has been assigned to. That way you are covered (not that I don't trust mortgage "professionals" or anything like that...NOT).

 

[timd354]

(My Bold) This is my point. I have gotten assignements that MB's have sent me because they sent someone the order and then sent it to me to do the assignement and see if I can "hit their number". I do fair market value. Period. The reason why I posted is because a client sent me an assignment with a case number and when the finial value came in lower than the sales price, they told me they would find someone that will get them their number. I told them - go ahead. My opinion is defendable and supported. :new_2gunsfiring_v1:Now, does FHA reassign the case number to another appraiser? Or are the MB's using the same case number ?

The lender or mortgage broker can change the appraiser under the same case number at any time up until the log the appraisal into the system. Thus, if they get an appraisal that does not hit the number, they simply throw it into the trash bin and do not log it into the system. They then change the appraiser in the system and order the new appraisal. All that they have to do is say that the original appraiser never completed the report since he was on vaction or some other innocent sounding excuse. FHA never even knows that 2 appraisals were completed unless someone tells FHA.

 

[Marcia Langley]

One thing FHA cares a LOT about is cases where the borrower has paid for more than one appraisal. If you know of such cases, you should report it to the HOC.

Appraisers who don't make sure they get paid enable the problem.

If the client gets more than one appraisal but pays for the "extras" himself, FHA is not as concerned.

 

[BlakeAlden]

Does anyone know what happens when 2 appraisals are required on the same property due to loan limts? We received an order for an FHA appraisal and when we requested the actual FHA case # assignment pages, the lender sent us the pages with another appraiser's name on it. When we told them that we had to have the pages and the FHA number showing our appraiser, this is the response from the lender;

"This appraisal is the second appraisal for this file since the loan amount is over the conforming limit. Requiring second appraisals is a XXXXXX zzz Funding Corp. guideline and I can not show both appraisers on the case number. The case number need to reflect the first appraiser's information and so does the appraisal logging."

Any help would be appreciated before we go any further. Thanks!