FHA: Crawl Space height not 18" - Plumbing and "System Components"?

[bsharf24]

Hey all, have a crawl space where the floor joists are less than 18" from the ground (they are 10"). FHA assignment.

Per 4000.1,

• The floor joists must be sufficiently above ground level to provide access for maintaining and repairing ductwork and plumbing.
• If the crawl space contains any system components, the minimum required vertical clearance is 18 inches between grade and the bottom of the floor joists.

In the crawl space, there was one visible plumbing pipe and an electrical cord. The ductwork, HVAC unit, most electrical wiring, etc. were in the attic. Water heater is not in the crawl space either.

My question is: What specifically does FHA call for here (in terms of an EA subject to or disclosure)? Is a "system component" in the eyes of FHA a water heater/HVAC, etc. or would a system component include electrical wiring? How would you all handle this from a Subject To or As-Is standpoint?

Really value your all's opinions, and they are much appreciated.

 

[Mike Kennedy]

4/29/2019 PG 8

 

[bsharf24]

4/29/2019 PG 8

I quoted the portion of the handbook that applies to this situation. Not sure what you're referring to?

 

[glenn walker]

Based on your post there are no sytem components under neath the house IE Heating-hot water-tank etc. Therefore the 18 inches does not apply to this assignment. As long as you see no water puddling or weird ting under the house finish it and be done. We have many out here built in the fifties with 10" openings.

 

[Wm. Hattaway]

You missed this part in 4000.1; Not all houses (especially historic houses) with a vacant area beneath the flooring are considered to have a crawl space; it may be an intentional void, with no mechanical systems and no intention or reason for access.