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FHA Electrical Systems Question (Pg 561 FHA Handbook)

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TPA_24

Freshman Member
Joined
Nov 19, 2020
Professional Status
Certified Residential Appraiser
State
Texas
How do y'all interpret "frayed wiring or exposed wires"? In the photo (from Google), I have seen some reports with that yellow and white encasing and call that acceptable. Others have explained that such needs to be covered by paneling or drywall. Thanks in advance.
 

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i would say it at the very least needs a panel cover. if in an unfinished non-living area would not require paneling or drywall covering.

exposed wiring is wiring that is not concealed by conduit, jacketing, sheathing, or by an approved electrical box enclosure, and is easily accessible or visible. the wires in left of the photo are not exposed.
 
Yes on the panel cover. It would be easy to stick a finger or screwdriver in there and get zapped.
The yellow and white insulated wires not an issue I think. If like Andrew says it is unfinished area, garage, basement, whatever.
 
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Ignoring the unrelated panel in the "google photo", yes those wires have their yellow and white "Sheathing" in tact not exposing the inner "insulated conductors" (typically black white and bare ground); this is what you will see in unfinished basement or attic and meets NEC code and FHA guidelines. Most often when I see non-compliant (FHA) issues in finished areas it is open junction boxes and missing cover plates on "devices" (switches and receptacles).
 
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