FHA foundtions

[Truett Neathery]

I've looked and can't find:

Are foundations that are NOT perimeter foundations acceptable to FHA?

Pier and post foundations are not unusual around here as homes date back to before the current code was adopted.

 

[Mike Boyd]

If the MH is pre June, 1976 FHA will not loan on it anyway.

EVERY foundation needs to be engineered by a licensed civil engineer and a permit obtained from the local building department. Post and pier is a generic term. There ARE foundation systems that are not perimeter foundations that are pre-engineered and approved by FHA for certain applications. However, they are not allowed on sloping ground or where soil conditions are substandard.

 

[Truett Neathery]

Post & Pier

Thanks, Mike, but this is not a wobbly box!! Just a house built in 1867!

I wish it was a wobbler.
TN

 

[Ted Martin]

Except for MFG's FHA doesn't have any foundation requirements other than they be adequate and in good repair. It would appear that if the house is still standing after 130+ years that type of foundation is adequate.

 

[Bedrock]

If the MH is pre June, 1976 FHA will not loan on it anyway.

Mike, what do you mean by this statement? What is MH?
Chris

 

[Truett Neathery]

Mh

Mike meads Mnufactured Home, aka Wobbly Box. However some REALTORS thing a Manuf., a Modular, and a trailer are all the same. It pays to ask them and then keep their reply in your work file when describing comps.

 

[OSU Beavers]

Ok how about this:

Home original built in 1945 and moved to its current location in the 1955. The home was added on to in 1996. The home has a concrete block perimeter foundation under the original house. The 20' x 26' addition to the north was built over the existing concrete patio with the proper load bearing piers and skirted with a T1-11 cladboard/fiberboard perimeter as opposed to a conventional concrete block or poured concrete stemwall. The 4' x 15 addition to the east and 6' x 9' addition to the south also extend beyond the original foundation, are supported by piers and have T1-11 skirting that extends into the dirt.

How many VCs do I call for if any?

 

[Mike Boyd]

Mike, what do you mean by this statement? What is MH?
Chris

Manufactured home. I misread the OP and thought Truett was writing about MH foundations.

 

[Mike Boyd]

Thanks, Mike, but this is not a wobbly box!! Just a house built in 1867!

I wish it was a wobbler.
TN

Thanks, Truett. I misread your OP.

FHA used to have some definate requirements on post and pier foundations. I don't know if they still exist....but they should.

1. The footings of all piers should be tied together.

2. There is to be at least one solid foundation wall.

3. Cross bracing should connect all posts.

4. Steep slopes require an engineered design. (Nowadays, in my area, all foundations must be engineered.) Licensed engineer's stamp must be on the plans.

 

[RSW]

Ok how about this:

Home original built in 1945 and moved to its current location in the 1955. The home was added on to in 1996. The home has a concrete block perimeter foundation under the original house. The 20' x 26' addition to the north was built over the existing concrete patio with the proper load bearing piers and skirted with a T1-11 cladboard/fiberboard perimeter as opposed to a conventional concrete block or poured concrete stemwall. The 4' x 15 addition to the east and 6' x 9' addition to the south also extend beyond the original foundation, are supported by piers and have T1-11 skirting that extends into the dirt.

How many VCs do I call for if any?

I would question if the additions were built up to code. I think FHA is more concerned with that than if they were permited or not. I know that was not part of the question.