FHA Handbook Updates Confusion And Clarification

[CANative]

I wasn't trying to dis you. Just a phunny 2,4,6,8 thing (directed at the deer who are caught in headlights.)

I ain't clueless. I've read the book, and its predecessors. I've been doing FHA work since lender select was put in place - 1994, perhaps?

HUD employees dang well ought to know what the MPRs and the inspection protocols mean, how they are to be interpreted, how they are to be acted upon. And they ought to be able to answer questions about them. Nor should they be defended because of their lack of knowledge and their inability to communicate what's required.

Yep, nothing much has changed (the major one, IMO is the movement from "should" to "must"), but from many of the deer in the headlight questions that have surfaced, the fact that the requirements haven't changed appears lost on some folks.

 

[Tejus]

HUD employees dang well ought to know what the MPRs and the inspection protocols mean, how they are to be interpreted, how they are to be acted upon. And they ought to be able to answer questions about them. Nor should they be defended because of their lack of knowledge and their inability to communicate what's required.

When asked about the inspection protocol, the HUD staff response should be "read the Handbook".

Since the HUD staff response is completely different then the Handbook, the staff cannot say this.

This is the problem. The Handbook and the FHA/HUD staff inspection requirements are completely different.

 

[Peter LeQuire]

I didn't feel dissed. Dat wasn't it.

 

[CANative]

I wasn't trying to dis you. Just a phunny 2,4,6,8 thing (directed at the deer who are caught in headlights.)

I ain't clueless. I've read the book, and its predecessors. I've been doing FHA work since lender select was put in place - 1994, perhaps?

HUD employees dang well ought to know what the MPRs and the inspection protocols mean, how they are to be interpreted, how they are to be acted upon. And they ought to be able to answer questions about them. Nor should they be defended because of their lack of knowledge and their inability to communicate what's required.

Yep, nothing much has changed (the major one, IMO is the movement from "should" to "must"), but from many of the deer in the headlight questions that have surfaced, the fact that the requirements haven't changed appears lost on some folks.

When asked about the inspection protocol, the HUD staff response should be "read the Handbook".

Since the HUD staff response is completely different then the Handbook, the staff cannot say this.

This is the problem. The Handbook and the FHA/HUD staff inspection requirements are completely different.

COMPLETELY different?

I've been told that "Washington" knows about this and will take steps to clarify things at the HOC's.

 

[Peter LeQuire]

Not dissed, just in a hurry and missed the punny.

I am, however, somewhat resentful at being one-upped in the pun department, and feel appropriately punished.

 

[Mr Rex]

It will be interesting when the first FHA appraiser says he viewed the entire crawlspace and the home inspector finds plumbing leaks and wood rot under a tub drain or similar. Best check with Peter @ LIA to make sure you are covered. This is directed at those appraisers that claim viewing "the entire crawlspace" for years and years...Lying to yourself...

 

[CANative]

Entered crawl space to the extent possible. A concrete block pony wall prevented full and complete access. My observation from this vantage point did not indicate any issues with structural support, dampness, damage, or vermin that may affect the safety, soundness and security of the Property.

 

[Mr Rex]

Epic fail. Those wood post supports and "deck" support blocks were not part of the original structural support of the floor system and would require inspection and analysis by a structural engineer. Keep sticking your neck out. Someone will gladly whack it off or hand you enough rope to hang yourself. This in an obvious case of more rope than you need. My advice as a friend is that you keep your current job dude.

You might want to run a cost approach on how much its going to cost you and your E&O to correct these structural deficiencies. that you blessed. Got license?

 

[CANative]

Whatever.

It's under this part of the house. The house is all original. It's been there for 39 years. I'm not worried about it.

 

[CANative]

Besides, I'm not a home inspector, this was not a home inspection and a property observation for FHA is not technically exhaustive. If the house falls down in 30 years I'll be dead so sue me.

Have you cleared your DUI's yet so that you can take a real car to your inspections instead of the liquor cycle?