FHA HC Creates a Non-Conforming Scenario

[ZZGAMAZZ]

[Also addressed in the California Forum]

FHA authority indicates that a garage-to-GLA conversion should be incorporated into the GLA with the hypothetical condition stated that this treatment is based upon FHA protocol.

Consequently the absence of a garage results in the status of the property as non-conforming to zoning standards. IMO to determine a cost to cure to return the area to its legal configuration as a garage would contradict the HC.

Should the property be called out as conforming rather than legal non-conforming with an additional HC applied?

Also, how does one address re-build status of an issue that creates a non-conformity, which is created by virtue of a HC imposed for the sake of FHA convention?

If HUD is the jurisdictional authority for a FHA loan, should jurisdictional exception be applied?

 

[Chris Colston]

[Also addressed in the California Forum]

Please tell me you did not violate the forum rules by posting the same thing in 2 places. Now you are going to make me have to go and find out.

If HUD is the jurisdictional authority for a FHA loan, should jurisdictional exception be applied?

Jurisdictional exception, have you looked that up in a real estate dictionary? It involves judges and courts, not HUD.