FHA policy Unconstitutional

[timd354]

I thought the OP said unconstitutional. Gimme a minute to go back and re-read. What a freaking joke. "I am an appraiser, the Constitution gives me a right to do FHA appraisals".

We live in a land of folks that think they are entitled to things they aren't if they aren't willing to work for them. BTW, the right to the Life, Liberty and the Pursuit of Happiness is in the Declaration of Independence 1776, not the Constitution 1787. In any case, your happiness isn't guaranteed even in the DOI, only the right to pursue it. And we wonder why some folks have problems with USPAP?:new_all_coholic:

I suggest pursuing your Certified license level. You surely will be happier.

Most people do not know what the Constitution even says and even less have even a basic understanding of it.

 

[AnonApprsr]

I keep a copy of the constitution in my car, in my bedroom, and at my office.

 

[Mr Rex]

Keep a copy in the can, somewhere where you will actually read it. It's where my copy of USPAP stays, and I have yet to rip out a page in an emergency.

 

[AnonApprsr]

I have USPAP in it's entirety tattooed on my butt.

 

[Bama Bayou]

Keep a copy in the can, somewhere where you will actually read it. It's where my copy of USPAP stays, and I have yet to rip out a page in an emergency.

 

[Michigan CG]

I have USPAP in it's entirety tattooed on my butt.

So when they got rid of the Departure provision in 2006...did you have to have plastic surgery? Did you add the Scope of Work section? You must have a big tushy.

 

[jcsmichigan]

There certainly was, and is writing on the wall for anyone willing to view it. You may not have any $1,000,000 properties, but I bet you will have a tough one over $250,000.

Many people like me who who care about the welfare of their fellow appraisers have sounded the warning to upgrade for years. Instead of being appreciated, we were greeted with scorn in the form of accusations of being pompous jerks who didn't realize you didn't need no stink'n certification. Now it turns out the warnings should have been heeded, and still the denial persists. I have no sympathy at all for any Licensed appraiser thrown off the FHA list. It's their own damn fault for being so arrogant.

Damn, you are the arrogant one. It is amazing to read the complete disregard of respect one would think you would have for fellow professionals because we are not certified. There was no handwriting on the wall, no secret codes to decifer.

How is it if I have never done an appraisal with a loan amount over $1,000,000 and never plan on having a trainee that I am required to upgrade to certified. What you have a few more hours of education. That is the only difference between our license levels. How long have you been on the FHA roster? Did you have to take a class, pass a test, have some working knowledge of how plumbing, heating, electrical work? Just wondering arrogant fool.

 

[jcsmichigan]

The scenarios are getting weirder and weirder .. all because someone didnt want to become certified.

It's not that I did not want to become certified, it is the fact (at the time) I had no need for it. If it was not for this subprime meltdown we would not be having this discussion.

 

[Mr Rex]

It's not that I did not want to become certified, it is the fact (at the time) I had no need for it. If it was not for this subprime meltdown we would not be having this discussion.

You missed the foreshadowing of the 2008 AQB changes and the commentary throughout the Appraisal Industry of the consequences of those changes?

 

[Bama Bayou]

Damn, you are the arrogant one. It is amazing to read the complete disregard of respect one would think you would have for fellow professionals because we are not certified. There was no handwriting on the wall, no secret codes to decifer.

How is it if I have never done an appraisal with a loan amount over $1,000,000 and never plan on having a trainee that I am required to upgrade to certified. What you have a few more hours of education. That is the only difference between our license levels. How long have you been on the FHA roster? Did you have to take a class, pass a test, have some working knowledge of how plumbing, heating, electrical work? Just wondering arrogant fool.

My bold. An argument could be made that if you get the "few more hours" none of this will have any impact on you. While the FHA certification issue, which is still up in the air, came out of nowhere (Congress), the fact of the matter is the "handwriting" has been on the wall relative to licensed appraisers for several years. While I think the short time frame imposed by congress is unfair, calling out Couch for being a fool is unjustified. Arrogant maybe, but not foolish. He is in no danger of being driven out of business due to the lack of a foolish certification.