FHA Roof Requirement Details - Help!

[ipari21]

It is my understanding that 2 layers is the limit and requirement for roofing for FHA guidelines but an agent for a property has the roofing done on a property of 3 layers. is this okay for FHA? Please advise if you are able to help, much appreciated!!!!!

 

[Mutyger]

Re-Roofing: FHA will accept a maximum of 3 layers of existing roofing. If more than 2 layers exist and repair is necessary, then all old roofing must be removed as part of the re-roofing. (4905.1 REV-1, 2-12)

http://portal.HUD.gov/hudportal/HUD?src=/program_offices/housing/sfh/ref/sfhp1-24

 

[sputnam]

Usually, the 2 layer limit is a building code issue...and that's local or county or state.

 

[Mile High Trout]

And the under board is probably not up to code, which is why they've stacked the layers up there to avoid the updated costs.

Each extra layer is like having another car parked overhead.

Lots of weight, increased potential for damages to occur, and for water drainage issues to quickly accelerate foundation issues.

 

[Fritz in NY]

3 layers is the limit. Anybody remember the min. remaining life? 2-3 years?
I had a new AMC tell me that it is FHA "policy" that I draw all decks, porches, patios, garages, sheds, barns etc on the sketch Including dimentions....Anybody?
I do the amenities attached to the dwelling, but why sketch a 10 X 12 shed or a 30 X 40barn????

 

[residentialguy]

3 layers is the limit. Anybody remember the min. remaining life? 2-3 years?
I had a new AMC tell me that it is FHA "policy" that I draw all decks, porches, patios, garages, sheds, barns etc on the sketch Including dimentions....Anybody?
I do the amenities attached to the dwelling, but why sketch a 10 X 12 shed or a 30 X 40barn????

Ask them to e-mail you that policy

 

[Mr Rex]

From appendix D:
Sketch • Include a building sketch showing the Gross Living Area Above Grade,
including all exterior dimensions of the house. Include patios, porches,
garages, breezeways and other offsets. State “covered” or “uncovered” to
indicate a roof or no roof (such as over a patio).
• Show calculations used to arrive at the estimated gross living area.
• An interior sketch or floor plan is required for properties exhibiting functional
obsolescence attributable to the lay out.

 

[CANative]

From appendix D:
Sketch • Include a building sketch showing the Gross Living Area Above Grade,
including all exterior dimensions of the house. Include patios, porches,
garages, breezeways and other offsets. State “covered” or “uncovered” to
indicate a roof or no roof (such as over a patio).
• Show calculations used to arrive at the estimated gross living area.
• An interior sketch or floor plan is required for properties exhibiting functional
obsolescence attributable to the lay out.

 

[Mike Garrett RAA]

As I recall it is three layers...not two. Has anyone ever figured how much weight three layers is per square foot? Are there roof shingles that are more fire resistant? Wonder if insurance companies will require fire resistant roofs for homes rebuilt in the Waldo Canyon wildfire area?

 

[Rlong]

I believe modern composite shingles are "fire resistant"; many municipalities in Colorado have however eliminated wood shakes for re-roofs, and require composite; which I (again) understood to be "fire resistant". Metal roofs likely have a higher fire resistant rating
(licensed contractor for 25yrs but not a roof expert thankfully)

I believe various government entities will talk about development policies and patterns; there are already some discussion in local paper (N Colorado); that it would be a very slow, if at all improbable, change. People like living there, and want the trees around the area, if not around their home.

Bob in CO