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FHA - Unpainted Exposed Wood

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JTip

Elite Member
Joined
Oct 12, 2004
Professional Status
Certified Residential Appraiser
State
Pennsylvania
Say the subject has an old barn, 100+yo, made of wood, 20' sides, classic postcard barn.

It most likely has never been painted, the wood has darkened and grayed over the decades. Nothing has ever been done to protect the exterior, as with most barns.

So FHA, in my experience, does not like exposed wood. While not specific, from what I can find, FHA does address peeling paint on ALL improvements but I cannot locate specific language referring to exposed wood, like the barn, for example.

I'd appreciate any comments or 4000.1 references that you may have come across.

Thanks everyone.
 

Meandering

Elite Member
Joined
Feb 26, 2006
Professional Status
Real Estate Agent or Broker
State
Pennsylvania
The barn is covered in natural stain

:D

We have one here a lender made them paint it. They painted it a flat black. It was actually very dramatically appealing for about 2 years and the paint peeled off.

If you barn is Hemlock Plank, it does not need paint, and the paint won't stay on it. No different than a log home. It's just all in how you explain it to FHA in your report.

Good old PA Bank barns have lasted a couple of hundred years here, and more, without ever seeing a lick of paint, when the planks, post and beams were not eaten by post hole beetles.

.
 

Mr Rex

Elite Member
Joined
Jan 12, 2004
Professional Status
Certified Residential Appraiser
State
North Carolina
If its 100 years old and never been painted it must be cedar, cypress, hemlock or other similar wood with natural protection from decay.
 
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