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FNMA Selling Guide Update Pertaining to ANSI Measurement Standard

Old age is going to take out the rest of us shortly anyway. I could have stopped a long time ago. I do feel bad for the younger appraisers who are not prepared for the appraiser apocalypse.
 
Wow, you just don't get the point of such simple commentary. Be obtuse if you want to.

Go on pretending to be professional while you're extorted on every front.

Buy the books.
Oh... I get the point. I am just tired of appraisers whining about changes in the industry. If you don't want to be an appraiser, don't. If you think the industry is heading in the wrong direction, become an activist and do something about it. If you want things to stay the same forever.... get real.
 
Whining about whining appraisers. But you're still reading them. There is a difference between self inflicted AMC work whining and having new rules set. The best whining to hear is the exiting of many appraisers, maybe myself with the new uad3, although i have switched to an alternative income stream.
 
Whining about whining appraisers. But you're still reading them. There is a difference between self inflicted AMC work whining and having new rules set. The best whining to hear is the exiting of many appraisers, maybe myself with the new uad3, although i have switched to an alternative income stream.
The 'rules' for Fannie changed 4 years ago. All they have done is catch up with the terminology used by ANSI. It really is a nothing burger. If you continue to do GSE residential appraisers, you have to do it. Period.

As for reading the Forum, not everyone who posts is a whiner. Sometimes there is something to be learned.
 
some appraisers are just lap dogs...unable to think for themselves...so ansi it is :rof:
 
As for reading the Forum, not everyone who posts is a whiner. Sometimes there is something to be learned.
Most appraisers here are at that very old age, where you have a right to complain about everything. I have crossed that line long ago. I learned that from my mother in law.
 
some appraisers are just lap dogs...unable to think for themselves...so ansi it is :rof:
We think for ourselves... however, we have no power or authority to make our Clients do it the way we want them to.
 
We think for ourselves... however, we have no power or authority to make our Clients do it the way we want them to.

it is not the way we want it....and is the way the market does it well duh :rof:
 
So what does ansi say about boulder interior walls. Unfinished walls.

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Right on time....




FNMA is evil, and it appears grossly incompetent when it comes to anything to do with the CU system and the appraisal process. We'd suspect just about everyone whom wrote original rules and guidelines is long gone, and those whom replaced those people never understood or bothered to read the rules in the first place. Whomever offers them the most money or access, is whom they bend over and listen to, immediately adjust policy for. When it comes to ANSI, the ANSI group ignored every single appraiser objection and input from multiple working and consultation groups, rammed this through to appease the green building industry whom was also cutting special deals in the finance sector. Appraisers dealing with this measurement standard which is completely contrary to entire states building codes and normal standards, is a by product of capitation to private builder and manufacturers wanting a uniform standard for their various energy saving certifications and operational projections.

Current status of FNMA managers; Tap dancing on a bubble, cigar and whiskey in hand.

It's past time to reform fannie and freddie, they have created massive problems which nobody dares to even recognize much less solve.


When it comes to an ansi conflict provide two grid presentations not just one. The proper way, and then jack everything up for 'ansi compliance'. Label them clearly. Example. I like to include the local Colorado MLS size measurement guidance to illustrate how we are supposed to measure in this state.

Even the ANSI website and purchase link says; this voluntary standard.

So how does FNMA reconcile the ever polluted data in the CU system from competent appraisers using the exception, and incompetent appraisers using ANSI in jurisdictions and entire states where everything from building code, assessment reporting, the local MLS, and every other customary standard and expectation exists which does not recognize ansi? They get rid of the exception code. Idiots.

Because you see it's not about the code or the standard.

It's about racketeering and replacing the independent appraiser with internally controlled avm utilities via the avm final rule. It's what the PAVE task force was put in place to finally establish. They needed an excuse. The lenders, fintechs, mega investors, they've all been developing software and automation, and patenting that for some time. It's not a coincidence all this rolled downhill to crush the gse side of the appraisal industry when they were ready to implement the programs.

Just when they finally had the nearly full range of patented software staged and ready; Racist appraisers. Valuation bias. Unsigned state complaints. Illegal investigations and ignoring due process. Raised waiver thresh hold. Accellerated hybrid programs. Enter property data collectors. Give AMC's complete control. The avm final rule. Co opting every appraisal trade group in the process along the way.

Never forget the AMC is an agent of the lender, the AMC represents the lender as if the lender was there and present in the room. The entire regulatory and oversight system revolving around appraisal and it's tie in with mortgage lending is dysfunctional, nobody does anything and AMC's fundamentally altered many of their business approaches and handling methods to carve out effective work arounds to avoid OCC FTC SEC DOJ scrutiny. ASC asleep at the wheel, AI co opted, midnight closed door meetings with AMC execs, TAF paying Brookings lawyers whom went after appraisers, watching social justice documentaries over milk and cookies with Andre, jet setting around the world and selling overpriced books to a captive audience every two years, ignoring administrative proceedural rules nationwide. The state boards co opted and compromised by having an agent of the lender (the AMC person) sit there and oversee appraiser complaints, shielding the MB side. AQB marching to the beat. CU system never worked as inteneded, it's been a mirage and ruse this entire time, implemented to justify intellectual data theft and shut down an entire industry. Corelogic was behind the software structure and patent that system was built around in the first place. And that's why they rushed everything appraisal for hostile business take over possible. They wanted the data and the proprietary software process.

Research the patents and actually read or scroll through them, see for yourself. They're all claiming racist appraisers while their own proprietary software is built around stereotypes that if the general public became more aware, they'd be shocked and offended.

Seeing how this works yet?

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Great Post !!!!!!
 
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