FNMAE Form Changes ?

[ZZGAMAZZ]

Now that the 1004 Form page 1 "Location" cell is used to identify various types of exterior-only assignment conditions--in addition to the fact that the Thomas Bros guidebooks haven't been published in a decade--perhaps FNMAE can issue a directive advising lenders & appraisers that the cell should be dedicated exclusively to the "Exterior" or "Desktop" designations, or left blank, forevermore.

Does a means exist for an appraiser to make suggestions for form changes?

 

[Terrel L. Shields]

Thomas books were local - none in the Midwest or South as far as I know. They were never national in scope. What they report as "location" is not relevant in the first place.

 

[CANative]

NA for the last 15 years or so. I'd use the Thom. Bro. map page when in urban places like Santa Rosa. But there never were books for Mendo and for Lake County nothing for even longer (my dad had a xerox of the last Lake County TB book. I've still got it around somewhere.)

The ext/desktop use is only in conjunction with the COVID-19 policy and certs.

 

[ZZGAMAZZ]

NA for the last 15 years or so. I'd use the Thom. Bro. map page when in urban places like Santa Rosa. But there never were books for Mendo and for Lake County nothing for even longer (my dad had a xerox of the last Lake County TB book. I've still got it around somewhere.)

The ext/desktop use is only in conjunction with the COVID-19 policy and certs.

----
I'm aware of the application of the "Exterior" term but wish to take advantage of the current FNMAE instructions as a way to deflect client stipulations for the "Location" cell to be populated.

 

[gregb]

The "map reference" field on the fannie forms is often filled by either Thomas Guide page/grid or even the Carrier Route, reflected in the Realist property profile. Never received a stip for that field, even if a typo is entered.

 

[Dublin ohio]

I have alway used the local county map reference. Every county I work in except one still publishes a county map. County on one side. Cities and villages on other side. If no county map available. Longitude and latitude.

 

[Carnivore]

I have always used that for Census/Geocoding MSA Number. In spite of what follows below its probably not really used for anything now except for special issues like Covid. It takes an IT guy no time at all to assign some other type of data point to that Box for data collection. You can bet the gse's are tracking all Covid Appraisals.

https://geomap.ffiec.gov/FFIECGeocMap/GeocodeMap1.aspx

This number is significant for Mortgage Lending

FFIEC Geocoding System

"The FFIEC Geocoding System allows you to retrieve Metropolitan Statistical Area (MSA), State, County, and Census Tract codes for street addresses. Beginning with 2004, Metropolitan Area was changed to a 5-digit Metropolitan Statistical Area/Metropolitan Division (MSA/MD) number.

It is primarily intended to assist financial institutions covered by the Home Mortgage Disclosure Act (HMDA) and Community Reinvestment Act (CRA) to meet their reporting obligation. However, the system is also useful for obtaining demographic information (mainly population and income data)"

 

[Tim The Enchanter]

I still put the Thomas Guide reference in there. Not that it matters.
I rarely use the book these days but have not found a map I like better than the LA and Ventura County CD from 2008.
I use it to print maps to take in the field.

They're not dead yet!

https://thomasmaps.com/

 

[chad hampton]

I’ve been putting n/a for about a decade. Ever since my MLS stopped using mapping fields to identify location.

 

[DWiley]

Does a means exist for an appraiser to make suggestions for form changes?

There is a joint Fannie/Freddie team working on the new UAD data schema (the forms themselves are going away in favor of a pure digital format). Anyone with suggestions can send them to me, and I will forward to the team