A lender has complained vehemently about my so-called low ball appraisal. Two of my comps were identical and on both sides of the subject next door. They showed me another appraisal that was done on this property that was much higher. I researched it and found extensive fraud. The gross living area for the comps were all way off comparing data for prior appraisals and the tax records, not to mention the comps were on a lake with deep water rights, and some were forelclosed, and some had prior sales within a year that were not disclosed. I told the lender that my appraisal was correct. I decided to tell them I was filing a complaint against the appraiser with the appraisal board. I was told not to tell anybody anything as it would affect the livelyhood of the appraiser, then I found out they still use the guy. I was told its not my duty to be a policeman. That it might affect their loans closed and in process. I did not seek this out. The lender faxed me the appraisal, and complained against my appraisal. My opinion is , that it is the right thing to do to file the complaint and forget anymore business from them. Or should I bury my head in the sand, and pretend it never happened. This appraiser apparently gets a lot of business based on inflated appraisals.