Freddie, Fannie's Pox upon Modesto's Houses

[TerryRohrer]

Wow! The boxes you'd check off on a job application! You could work for any of the Fortune 500 companies (or the white house), probably in upper management, and that's just to start out.

And they say an old dog can't learn new tricks! Go, Terrel!

 

[Dublin ohio]

Dear lord, I’m more lost than ever…save me, sweet baby Jesus.

Just keep an eye out for the conspiracy theorists that despise everything appraisal. They are relatively easy to spot.

 

[djd09]

beware of gse/taf/crn/revaa shills...

 

[George Hatch]

A lot of us do not hate him but do contend with him about what these agencies are doing...and he is part of those agencies regardless of the fact he is not in charge of the agency he works for...and has limited ability to affect policy that is made on a political level. After all, a bald-headed white guy from Tennessee who rides a Harley can't be all bad. And BTW George, are you hitting the old surf board in these monster waves or is that just for the young guys....?

At my age there's no way am I going to attempt to paddle out in 12ft faces. I'm in the retirement phase of surfing where I'm mostly going to stick to the day-to-day conditions; head-high at most. I don't even own a board that is designed for those conditions, and I build surfboards. That's how long ago I stopped trying to surf stuff like this.

An 8ft face probably has twice the energy of a 6ft face. Depending on the tides and the bottom conditions, taking a 10ft wave on your head when you're trying to paddle out will bounce you off the bottom and push you 50ft back toward the beach by the time you recover. Besides, it gets so crowded when these conditions come along that most of the surfers aren't going to be getting any waves. There are very few guys over 40 (and virtually no women) out there in those conditions. I don't think most of the women on the pro tour can get out to the lineup on their own in those conditions - they use jetskis to get them out there when these conditions come along in a contest.

 

[George Hatch]

As for the topic of the thread, Modesto is an outlying (farming) town that's far away from the employment centers and they were building residential like crazy out there. These outlying towns always are among the last to increase during a boom and among the first to take a beating when there's a bust. So their problems won't have anything to do with appraisals (or appraisal policies) beyond whatever was endemic everywhere else across the nation.

 

[Surf Cat]

BTW George, are you hitting the old surf board in these monster waves or is that just for the young guys....?

I'm in line with George's reply. These were the times I used to live for.....however, time catches up with everyone. Surfing swells like this is a young man's game.

Shoot, I consider myself Hodini getting in and out of a full wetsuit these days...