Full home inspection required

[JasonHaskell]

By looking at a home inspection your not signing off on anything. You are accepting at face value, what another professional has done. You're not the expert in home inspection, the inspector is. If the inspector says something if good or bad, who are you to disagree? You're making a mountain out of a molehill here.

 

[sputnam]

What? Appraisers making mountains out of molehills? No way. Say it ain't so.

 

[SANDY]

When it is beyond what is needed for a SOW for a credible analysis, coupled with suggestions that lack of compliance will make a lender nervous, in my book that is being a A-Hole. Worse, go ahead and do that on a regular basis, admit to it, and set yourself up for it to be brought out in Discovery during litigation that you regularly "review" (you may call it "look at" all you want) home inspection reports as a standard part of all your appraisal assignments, and you've been doing that for years.... As, of course, you didn't want your clients to get "cold feet" so you took it upon yourself to provide this lovely extra service for everyone.

Please, proceed right on down your life and business path with that idea. Don't worry, why would you have any responsibility for having made that a regular practice as a real estate professional! No worries!

Okay webbed, if you want to put your head up your butt or your hands over your ears and ignore data go ahead.

 

[Webbed Feet]

By looking at a home inspection your not signing off on anything. You are accepting at face value, what another professional has done. You're not the expert in home inspection, the inspector is. If the inspector says something if good or bad, who are you to disagree? You're making a mountain out of a molehill here.

My response was worded well enough to comprehend. Molehills can turn out to be rather expensive.

 

[JasonHaskell]

If I was a lender that had to deal with webbed I think I'd shoot myself in the face...

 

[residentialguy]

Now I'm supposed to inspect an inspector's report??? Wow...I charge quite a lot for a review. I hope the client doesn't mind.

 

[FL REBroker]

So in the end the answer was as I thought - the appraiser can ask for any specific report but can not require a general home inspection report. Underwriter sent this note to appraiser:
UNDERW RITER TO OBTAIN FROM APPRAISER:YOU ARE R EQUIRING REPAIRS OR INSPECTIONS IN THE A PPRAISAL. PLEASE COMMENT SPECIFICALLY AS TO WHY THE REPAIR OR INSPECTION IS REQU IRED. PER MORTGAGEE LETTER 2005-48, FHA REQUIRED REPAIRS HAVE BEEN REVISED.
In the meantime I had asked the buyer if they would feel comfortable speaking with their home inspector who is also wdo certified and ask him to write a note specifically addressing the areas of wood concern. He had absolutley no concerns and sent the letter into underwriting.

Condition was cleared and the buyer is happy.

In response to Sandys' repeated attacks - This is not about closing the deal so I get a check. I actually talk more people out of homes then you can ever imagine. I am sure you will not believe me and at this point I really don't care.