• Welcome to AppraisersForum.com, the premier online  community for the discussion of real estate appraisal. Register a free account to be able to post and unlock additional forums and features.

Gutters & Downspouts on an A-Frame Home?

Status
Not open for further replies.

G-man

Thread Starter
Member
Joined
Feb 4, 2002
Professional Status
Licensed Appraiser
State
Ohio
Does HUD/FHA require gutters and downspouts on a home? My office has called for them on several homes in the past, but this is an A-Frame home with the roof only three to five feet from the ground. Do I have to call for gutters and downspouts? Any info would be helpful.

Thanks,
G-Man
 

Farm Gal

Elite Member
Joined
Jan 14, 2002
Professional Status
Licensed Appraiser
State
Nebraska
G-Man:

Hate to add to your burdon, but "It Depends"...

As in, it is the appraiser's call, as per my last face to face with officials from the Denver HOC (which was nearly two years ago - and therules may have changed again...

This is the verbal I got from them at that time to the best of my recollection:

If present, gutters must be fully painted, properly affixed, and set such that the run off discharges appropriately, away from the foundation. There is no specific requirement unless (here's the kicker) in your opinion, gutters are necessary for the house due to climate conditions that would add unusual wear and tear if not present.

Again this is old news as per MY HOC, you should probably check with your own!!

Now don't shoot the messenger {cringe} This whole conversation started out with them disabusing us folks who had thought we knew what we were doing in requiring such things as window screens and relief valves discharge tubes on hot water heaters :evil: Gutters were mentioned in the same sentence with the foregoing, prefaced with "Did you know you cannot require these per the 4150.2?" I left mumbling about babies and bathwater :evil:
 

G-man

Thread Starter
Member
Joined
Feb 4, 2002
Professional Status
Licensed Appraiser
State
Ohio
That's what I thought. An "It Depends" is usually the first thing I say when answering a question. My gut instinct is not to call for them, as the roof pitch and height from the ground probably makes gutters fairly useless, and would look fairly weird :roll: . Thanks for the information, I can send my report in with at least a little piece of mind.

G-man
 

Farm Gal

Elite Member
Joined
Jan 14, 2002
Professional Status
Licensed Appraiser
State
Nebraska
:lol: :lol:
G-MAN!
Be very careful :!:
If you send in a little piece of your mind every time
soon you will have nothing left for yourself :p :wink:


Peace man 8) !
 

Larry Lyke

Senior Member
Joined
Feb 2, 2002
G-man --

The only reason to call for gutters is if they would be the solution to a problem of some sort, say, drainage problem or prevent installing full-length ground splash-blocking to prevent soil erosion, etc. A-frame here in the North Country don't usually have Basements.

At least, they'll be easy to clean.
 

Mike Garrett RAA

Elite Member
Gold Supporting Member
Joined
Jan 14, 2002
Professional Status
Certified Residential Appraiser
State
Colorado
VA doesn't require gutters or downspouts!
 

Farm Gal

Elite Member
Joined
Jan 14, 2002
Professional Status
Licensed Appraiser
State
Nebraska
Larry,

Because yours was the last post, I am going to chime in again: FHA does not require gutters unless it is NEEDED for the safety and continued useability of the house.... This from the horses mouth and if challenged I can come up with a date and cite the individual(s) who sayed this in my very own presence.

that said:
Needed is being left up to the appraiser to determine :roll: .

great system - sarcasm intended.
 
Status
Not open for further replies.
Find a Real Estate Appraiser - Enter Zip Code

Copyright © 2000-, AppraisersForum.com, All Rights Reserved
AppraisersForum.com is proudly hosted by the folks at
AppraiserSites.com
Top

AdBlock Detected

We get it, advertisements are annoying!

Sure, ad-blocking software does a great job at blocking ads, but it also blocks useful features of our website. For the best site experience please disable your AdBlocker.

I've Disabled AdBlock
No Thanks